Commercial Insurance Underwriter

AJ Personnel; Johannesburg; On-site; ZAR 250,000 - 350,000; Full time

Job summary

A staffing agency in South Africa is looking for a skilled Commercial Underwriter with at least 5 years of experience in short-term insurance. The role involves assessing risks, determining coverage terms, and ensuring compliance with policies. Candidates must be RE5 certified and have a strong understanding of various insurance lines. Proficiency in MS Office and actively working in a brokerage or insurer environment is essential.

Qualifications

• Minimum of 5 years experience in commercial underwriting.
• Strong understanding of multiple insurance lines including property and liability.
• Experience working in a brokerage or insurer environment.

Responsibilities

• Assess risk and determine appropriate coverage terms.
• Evaluate new business and renewal applications for coverage.
• Ensure underwriting complies with company policy.

Skills

Commercial underwriting

Technical knowledge in short-term insurance

MS Office proficiency

Underwriting platforms proficiency

Education

RE5 certification

FAIS-compliant NQF qualification

Tools

Pursuit

Nimbis

Job description

Minimum Requirements

• 35 Years experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Experience working in a brokerage or insurer environment

Responsibilities

Assess risk and determine appropriate coverage terms under their binder and other insurer agreements

Evaluate new business and renewal applications for commercial insurance coverage

Analyse risk exposures and determine appropriate premiums, terms, and conditions

Liaise with Stakeholders and internal teams to gather required documentation and provide feedback

Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards

Maintain accurate underwriting records and documentation

Adherence to underwriting guidelines and product offerings

Monitor portfolio performance and flag or identify emerging risks

Work with Claims and Finance teams to ensure policy accuracy and risk alignment

TO APPLY :

Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.

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