Commercial Insurance Specialist

Placements24; Durban; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Uncapped commissions

Remote work setup

Health, dental, and vision insurance

Retirement plan

Training & development

Job summary

Placements24 is expanding its commercial insurance division and seeks a Commercial Insurance Specialist to join their remote team. You will advise businesses on insurance solutions, manage client relationships, and ensure comprehensive coverage to protect assets and operations.

You will identify client needs, present tailored packages, and foster long-term partnerships while working independently from anywhere. The role emphasizes underwriting knowledge, negotiation, and proactive client service.

Qualifications

• Proven experience in commercial insurance sales, brokerage, or account management.
• Deep understanding of various commercial insurance lines and their applications.
• Excellent communication, negotiation, and client relationship management skills.
• Ability to work independently, manage time effectively, and meet sales targets in a remote setting.
• Relevant insurance certifications (e.g., CAIB, CSP) are a strong asset.
• Bachelor's degree in a relevant field or equivalent practical experience.

Responsibilities

• Consult with business clients to understand their unique insurance needs and risk exposures across various industries.
• Develop and present customized commercial insurance proposals, including property, casualty, liability, and workers' compensation.
• Manage a portfolio of commercial accounts, ensuring policy renewals and identifying opportunities for upselling or cross-selling relevant products.
• Liaise with insurance carriers to secure competitive quotes and negotiate policy terms on behalf of clients.
• Provide exceptional client service, addressing inquiries, processing endorsements, and assisting with claims when necessary.
• Stay informed about market developments, new insurance products, and regulatory changes affecting commercial insurance.

Skills

Commercial insurance sales

Account management

Client relationship management

Communication skills

Negotiation skills

Remote work / self-management

Education

Bachelor's degree or equivalent

CAIB / CSP certifications

Job description

About the Role

Our client is expanding its commercial insurance division and seeks a dedicated Commercial Insurance Specialist to join their vibrant team, operating remotely. This role is key to advising businesses on appropriate insurance solutions, managing client relationships, and ensuring comprehensive coverage to protect their assets and operations. You will be instrumental in identifying client needs, presenting tailored insurance packages, and fostering long-term partnerships. This fully remote position allows you to leverage your expertise from anywhere, contributing significantly to the company's growth and client satisfaction.

Key Responsibilities

• Consult with business clients to understand their unique insurance needs and risk exposures across various industries.
• Develop and present customized commercial insurance proposals, including property, casualty, liability, and workers' compensation.
• Manage a portfolio of commercial accounts, ensuring policy renewals and identifying opportunities for upselling or cross-selling relevant products.
• Liaise with insurance carriers to secure competitive quotes and negotiate policy terms on behalf of clients.
• Provide exceptional client service, addressing inquiries, processing endorsements, and assisting with claims when necessary.
• Stay informed about market developments, new insurance products, and regulatory changes affecting commercial insurance.

Requirements

• Proven experience in commercial insurance sales, brokerage, or account management.
• Deep understanding of various commercial insurance lines and their applications.
• Excellent communication, negotiation, and client relationship management skills.
• Ability to work independently, manage time effectively, and meet sales targets in a remote setting.
• Relevant insurance certifications (e.g., CAIB, CSP) are a strong asset.
• Bachelor's degree in a relevant field or equivalent practical experience.

Benefits

• Competitive base salary with uncapped commission potential.
• Comprehensive remote work infrastructure support.
• Generous health, dental, and vision insurance benefits.
• Retirement savings plan options.
• Ongoing training and professional development opportunities to enhance your skills.