Business Manager (PE)

Capitec Bank Ltd.; Gqeberha; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading banking institution in Gqeberha seeks a motivated individual for a business banking role. The candidate should have over 5 years of banking experience, focusing on managing relationships and achieving sales targets. Ideal applicants will have relevant tertiary qualifications and strong communication skills. Join to contribute to the banking sector and grow your career.

Qualifications

• 5+ years of general business banking, rental finance or payment services experience.
• Managing a complex portfolio of business customers with a focus on service and financial analysis.
• Preparing and motivating credit applications.

Responsibilities

• Achieve monthly sales targets in Bank, Rental Finance, or Payment Services.
• Grow the supplier portfolio and maintain service delivery standards.

Skills

Communications Skills

Education

Grade 12 National Certificate / Vocational

A relevant tertiary qualification in Business Management or Financial Risk Manager (FRM)

Job description

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Apply by:4/09/2025

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below

• To achieve agreed monthly sales targets in a functional area of Business Banking, Rental Finance, or Payment Services by value and number of applications through an established supplier/ business partner network. To grow the supplier portfolio through successful identification and implementation of value adding and specialised business banking / rental finance / payment service product solutions and maintain service delivery standards to all internal and external suppliers and business partners.
• To contribute to the overall profitability of Business Bank, Rental Finance, or Payment Services by promoting and selling products to new and existing clients.

Experience

Min:

• 5+ years of general business banking, rental finance or payment services experience and relationship-building
• Managing a complex portfolio of business customers with a service and financial analysis focus
• Preparing and motivating credit applications
• Cost control and sales management
• Experience in the business banking, rental or payment services market
• Remote / distance relationship management
• Turnaround times and working within those limits

Ideal:

• 1-2 years managerial / leadership experience
• 1-2 years managing a small business centre

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Business Management or Financial Risk Manager (FRM)

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Business Administration

Knowledge

Min:

• Principles and practices of business economics and the current business economic environment
• Customer relationship management (CRM) principles and techniques
• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
• Different industry sectors and sector risk profiles / trends; e.g. impact of climatic conditions on agricultural market
• Understanding of the current local market and industry principles and practices to optimise retention and growth within the portfolio
• General banking practices and procedures.
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
• Credit principles and practices, including an understanding of credit application, securities
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act(FICA).
• General understanding of how Business Banking, Rental Finance or Payment Services operate, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
• Understanding of rental finance, payment services and related products
• Discounting process
• Understanding of the office automation, IT, telephony rental and payment services environments
• General office and administration practices and standards

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings.
• Multi-level products available and pricing structures
• Current taxation laws as they apply to customers.
• A good knowledge of administration processes and procedures pertaining to transactions in functional area
• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends),complex cash flow cycles (industry/ sector specific)
• BB/MRF/Payment Services policies and procedures

Skills

• Communications Skills

Conditions of Employment

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06