Business Judgemental Credit Manager-2

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Business Judgemental Credit Manager-2

Apply locations Pietermaritzburg time type Full time posted on Posted Yesterday time left to apply End Date: May 4, 2025 (9 days left to apply) job requisition id R15923

Job Description

To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).

Hello Future, Business Judgemental Credit Manager

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies
• Develop and manage key stakeholder relationships that enable achievement of operational objectives
• Ensure compliance to legislative and audit requirements and adherence to relevant processes
• Knowledge of Credit Systems
• Responsible application of allocated Judgmental Credit mandate
• Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
• Approve or recommend counterparty exposure across multiple products
• Manage credit risk at origination and on an ongoing basis
• Manage respective portfolio within the businesses budget and bad debt highway
• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives

You will be an ideal candidate if you:

• BComm Finance
• Preferred Qualification - CA (SA)/CFA
• 2 Years banking experience
• Ability to bring in new business and increase acquisition
• Strong judgemental credit experience
• Build and maintain stakeholder relationships experience (any segment)

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

We can be a match if you are:

• Ability to interpret financial statements
• Strong credit experience and negotiation skills
• Build and maintain stakeholder relationships experience (any segment)
• Strong collaboration skills
• Portfolio management experience (credit)
• Analytical
• Financial acumen
• Attention to detail
• Technology savvy

Are you interested to take the step? We look forward to engaging with you further. Apply now!

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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