Business Judgemental Credit Manager

Findojobs South Africa; South Africa; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading financial institution in South Africa is seeking a Future Business Judgmental Credit Manager for the Free State region. This role involves evaluating and managing credit risk, recommending credit decisions, and ensuring compliance with governance requirements. The ideal candidate holds a CA or B Degree with 2-5 years of experience in an enterprise segment. This position offers collaborative opportunities in a dynamic work environment.

Benefits

Networking and collaboration opportunities

Challenging and innovative working environment

Qualifications

• 2-5 years of enterprise segment experience required.

Responsibilities

• Recommend credit decisions within your mandate using the app.
• Manage the credit approval process.
• Ensure credit approvals comply with governance and legislative requirements.
• Analyze credit data to assess risk levels.

Skills

Client management

Risk management practices

Client education and support

Problem resolution

Education

CA or B Degree equivalent

Job description

Description

This role involves evaluating, managing, and approving credit risk within the designated area by providing recommendations and support to internal stakeholders. This is achieved through implementing group credit mandates, risk frameworks, and methodologies.

Position: Future Business Judgmental Credit Manager (Free State)

Join FNB, the home of the #changeables, where we design for shapeshifters and deliver products and services that make us proud of our people who make it happen.

As part of our team in FNB Commercial Credit Free State, you will be surrounded by diverse talents and minds in an environment that encourages curiosity. Now is the time to realize your potential in a team where experts come together to drive meaningful change.

Responsibilities:

1. Recommend credit decisions within your mandate using the app.
2. Assess and approve credit to minimize risk to the business.
3. Manage the credit approval process.
4. Develop and nurture collaborative relationships across business units and Product Houses.
5. Approve or recommend counterparty exposure across multiple products.
6. Manage ongoing credit risk at origination.
7. Drive customer service standards and operational objectives.
8. Ensure credit approvals comply with governance, legislative, and audit requirements.
9. Maintain target approval turnaround times to ensure client retention.
10. Analyze credit data to assess risk levels.
11. Evaluate credit risk through quantitative and qualitative analysis, monitoring existing exposures, and recommending decisions.

Candidate Profile:

Hold a CA or B Degree equivalent with 2-5 years of enterprise segment experience.

Support Skills:

• Manage and administer a client portfolio, applying approval and risk management practices.
• Provide exceptional service by educating clients and offering suitable solutions.
• Resolve customer queries to ensure satisfaction and retention.
• Monitor process turnaround times and quality standards, resolving issues promptly.

We Offer:

• Networking and collaboration opportunities.
• A challenging and innovative working environment.

Ideal Candidate Traits:

• Adaptable and curious.
• Sales-driven.
• Team-oriented and collaborative.
• Client-centric.

If you're interested in taking the next step, apply now. We look forward to engaging with you!

Applications are accepted in line with FirstRand Group’s Employment Equity plan. We support the recruitment and advancement of individuals with disabilities. Candidates may disclose disability information voluntarily; this will be kept confidential unless legally required otherwise.

Job Details:

Note that applications will not be accepted after the deadline below. Please submit your application before the closing date.

Closing Date: 19/07/2025