Business Banker (Menlyn)

Capitec; Pretoria; On-site; ZAR 480,000 - 600,000; Full time

Job summary

Capitec is seeking self-motivated individuals for a Business Banking role in Pretoria. This position involves managing a portfolio of business clients, providing tailored banking solutions, and ensuring excellent service delivery. The ideal candidate will have solid banking experience and interpersonal skills essential for relationship management.

Qualifications

• 3 years banking experience required.
• Experience managing a portfolio of business customers.
• FAIS accreditation preferred.

Responsibilities

• Provide business banking sales and service function.
• Retain and grow a portfolio of business clients.
• Identify and implement financial product solutions.

Skills

Interpersonal & Relationship management Skills

Analytical Skills

Negotiation skills

Problem solving skills

Computer Literacy

Commercial Thinking Skills

Strategic Thinking Skills

Communications Skills

Influencing Skills

Attention to Detail

Decision making skills

Education

Diploma in Commerce or Finance

Job description

Apply By:

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here!
• Once you have completed the above finalize your application by clicking apply below.
  
  

Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
  
  

Experience

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications
• Cost control and sales management
  
  

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application
  
  

Qualifications (Minimum)

• Diploma in Commerce or Finance
  
  

Qualifications (Ideal Or Preferred)

• FAIS accredited as Key Individual and approved by FSCA
  
  

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
  
  

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings.
• Current taxation laws as they apply to customers.
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions
  
  

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills
  
  

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)
  
  

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.