Blood Bank Technologist / Blood Bank Technician / Trainee Technologist

Land Bank is South Africa’s only specialist agricultural bank established in 1912. The bank’s sole objective is to serve South African commercial and emerging farmers, bringing specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets, and obtain production credit. The Land Bank provides financial services that have evolved over time and continues to support agri-business while constantly reviewing its offerings to ensure they match the needs of the industry. As change has swept across the sector in South Africa, the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds onto the land. These new farmers face challenges in establishing sustainable agri-businesses across the agricultural value chain. Land Bank has been a commercial lifeline, offering appropriately designed financial products that facilitate personal and commercial viability in a sector vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

• The Credit Manager is responsible for the overall applications of Commercial Banking and Transformation (CBT) assigned to their defined region as it relates to credit assessment function and credit risk management of new business, existing business, and restructured accounts.
• Manage the end-to-end credit process of Commercial Banking and Transformation (CBT) clients to enable Land Bank to provide sustainable financing to farmers.
• Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC) and review transactions for recommendation within the delegated authority mandate.
• Review and present proposals to the Credit Investment Committee (CIC) and full board.
• Find innovative credit solutions for Commercial Banking and Transformation (CBT) clients to ensure that credit risks in this target market are adequately assessed, mitigated, and controlled.
• Co-ordinate Regional Credit Committee (RCC), Provincial Credit Committee (PCC), and Pricing Committee meetings.
• Manage committee processes and adherence to set policies, acting as an information and reference point for the Chairman and other committee members.
• Manage, control, and authorize tasks performed by the Credit Analysts and Credit Administrators.
• Effectively liaise and communicate with relevant stakeholders within the Land Bank to address performance gaps and variances in the credit proposals.
• Actively provide input in the review and/or improvement of the Credit Policy and Procedures to enhance and ensure that the legal and business requirements are met.