Bcom Corporate Credit Analyst

Career-seekers Recruitment Solutions; Pretoria; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A renowned financial services group is urgently seeking a Corporate Credit Analyst to join their Cape Town office. This exciting role involves managing credit risk, analyzing financial statements, and ensuring compliance with credit policies. As a key player in the team, you will contribute to credit projects, conduct due diligence, and support legal approvals. The ideal candidate will possess a BCom degree and have at least four years of experience in credit risk management. If you are ready to make a significant impact in a dynamic environment, this opportunity is perfect for you.

Qualifications

• Minimum 4 years experience in credit risk management required.
• BCom degree with Finance/Mathematics is essential.

Responsibilities

• Manage deal preparation, execution, and client visits.
• Review financial statements to assess company health.
• Ensure compliance with credit policies and regulations.

Skills

Credit Risk Management

Financial Analysis

Client Management

Industry Dynamics Understanding

Education

BCom Degree in Finance/Mathematics

Post-graduate Degree

Job description

BCom Corporate Credit Analyst, Internation Financial Services Group, Cape Town – Southern suburbs, South Africa

POSITION INFO :

Our client, a renowned Internation Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified Corporate Credit Analyst to be based in their Cape Town – Southern suburbs Offices.

PLEASE NOTE :

A Benchmarked CTC Salary of R25K – R35K per month is on offer.

KEY COMPETENCY REQUIREMENTS :

• At minimum a BCom degree with Finance and / or Mathematics, Accounting as a subject(s)
• A post-graduate degree qualification will be a distinct advantage.
• At least 4 years working knowledge of credit risk management, within the commercial / corporate sector is ESSENTIAL.
• Familiar with National Credit Act ESSENTIAL.
• Must have a Clean Credit Record
• Possess an unendorsed Driver’s License (Code 08)

KEY ROLES AND RESPONSIBILITIES :

• Deal management and preparation, deal execution and presentation, post deal implementation and overall input towards credit projects, personal development, as well as client visits where needed.
• Reviewing financial statements to assess the company’s financial health, profitability, liquidity, and leverage.
• Understanding the industry dynamics and market trends relevant to the client’s business is essential, adding value to credit committee presentations and discussions.
• Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential clients is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Supporting legal approval and implementation of credit requirements.
• Articulating the risk implications of change requests related to previously approved transactions.
• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. Additional tasks may be required to fulfil the role's requirements.

APPLY NOW!

PLEASE NOTE THE FOLLOWING :

• Willingness to relocate (if not resident in Cape Town).
• By applying for this vacancy, you give us consent to use your personal information as per POPIA. Withholding or withdrawing consent may affect your application.
• If you do not receive an invitation for an interview within two weeks of the closing date, please accept that your application has not been successful.
• This is an Equal opportunity role “Open-to-all” designations.
• The client reserves the right not to make an appointment.

SHOULD THIS OPPORTUNITY NOT BE SUITABLE TO YOU, PLEASE FORWARD IT TO A FRIEND.