Bcom Corporate Credit Analyst

BCom Corporate Credit Analyst, Internation Financial Services Group, Cape Town – Southern suburbs, South Africa

POSITION INFO :

Our client, a renowned Internation Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified Corporate Credit Analyst to be based in their Cape Town – Southern suburbs Offices.

KEY COMPETENCY REQUIREMENTS :

• At minimum a BCom degree with Finance and / or Mathematics, Accounting as a subject(s)
• A post-graduate degree qualification will be a distinct advantage.
• At least 4 years working knowledge of credit risk management, within the commercial / corporate sector is ESSENTIAL.
• Familiar with National Credit Act ESSENTIAL.
• Must have a Clean Credit Record
• Possess an unendorsed Driver’s License (Code 08)

KEY ROLES AND RESPONSIBILITIES :

• Deal management and preparation, deal execution and presentation, post deal implementation and overall input towards credit projects, personal development, and client visits as needed.
• Reviewing financial statements to assess the company’s financial health, profitability, liquidity, and leverage.
• Understanding the industry dynamics and market trends relevant to the client’s business, adding value to credit committee presentations and discussions.
• Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential clients to assess their creditworthiness accurately, involving reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Supporting legal approval and implementation of credit requirements.
• Articulating accurately the risk implications of change requests related to previously approved transactions.
• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. Additional tasks and responsibilities may be undertaken as necessary to fulfil the requirements of the role.

PLEASE NOTE THE FOLLOWING :

• Willingness to relocate (if not resident in Cape Town).
• By applying for this vacancy, you give us consent to use your personal information as per POPIA. Should you withhold your consent and/or withdraw your consent before our client has started and/or completed processing your personal information, our Client will be unable to conduct pre-employment or pre-contractual background screening which may render your application for the job position incomplete. This may result in your application being unsuccessful.
• Should you not receive our relayed invitation for an interview with our client within two weeks of the closing date, please accept that your application has not been unsuccessful.
• This is an Equal opportunity role “Open-to-all” designations.
• The client reserves the right not to make an appointment.

APPLY NOW!