Banker, Relationship, Private Banking

Standard Bank Group; Johannesburg; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading financial services group in Johannesburg seeks a relationship-focused professional to enhance client experiences and productivity. Candidates should have 1-2 years in personal banking, strong analytical skills, and a relevant degree. This role involves optimizing client offerings while adhering to banking regulations and fostering deep relationships.

Qualifications

• 1-2 years of experience with affluent clients in personal and private banking.
• Deep understanding of clients' financial behaviors and needs.

Responsibilities

• Promote client relationships to create value for clients and the bank.
• Analyze clients' financial behaviors for tailored product offerings.
• Ensure compliance with banking procedures and practices.

Skills

Client relationship management

Financial analysis

Understanding client requirements

Product knowledge

Education

First Degree/NQF7 in Business, Commerce, Finance, or Accounting

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. We offer a variety of career-enhancing opportunities and the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing true, meaningful value to our clients and communities, and creating a real sense of purpose for our employees.

Job Description

To proactively promote a deep relationship-based offering related initiatives and activities aimed at creating value for the client and the bank. This includes optimizing client experience, building deep relationships, and creating profitability for the bank.

Qualifications

• Type of Qualification: First Degree/ NQF7
• Field of Study: Business, Commerce, Finance, and Accounting

Experience Required

• Affluent Clients
• Personal and Private Banking
• 1-2 years
• Ensure a deep understanding of client requirements through regular value-adding interactions.
• Adhere to procedures laid out in the Group Reference Guide, exercising flexibility when necessary with proper dispensation.
• Ensure compliance with the Code of Banking Practice.
• Analyze clients’ financial behaviors and accounts to match their needs with suitable products, resulting in greater value for clients and increased revenue for the bank. Be analytical, weighing longer-term benefits and risks.

Additional Information

Behavioral Competencies:

• Articulating Information
• Challenging Ideas
• Conveying Self-Confidence
• Convincing People
• Developing Expertise
• Establishing Rapport
• Examining Information
• Exploring Possibilities
• Impressing People
• Interacting with People
• Interpreting Data
• Making Decisions
• Meeting Timescales
• Providing Insights
• Pursuing Goals
• Seizing Opportunities
• Showing Composure
• Taking Action
• Team Working
• Understanding People

Technical Competencies:

• Banking Processes & Procedures
• Commercial Acumen
• Customer Understanding (Consumer Banking)
• Financial Acumen
• Product Knowledge (Consumer Banking)
• Risk Identification
• Risk Reporting