Banker, Relationship Enterprise Portfolio

Standard Bank Group; Cape Town; On-site; ZAR 30 000 - 70 000; Full time

Job summary

An innovative player in Africa's financial services sector is seeking a dynamic professional to join their team. In this role, you will provide essential sales and service functions to small businesses, helping them achieve their financial ambitions. With a focus on relationship management, you will engage with clients to understand their needs and deliver tailored financial solutions. This position offers a chance to contribute to South Africa's economic growth while working alongside talented professionals in a collaborative environment. If you're passionate about making a meaningful impact, this opportunity is for you!

Qualifications

• 3-5 years of experience in Relationship Management with business clients.
• Knowledge in risk assessment and credit evaluation.

Responsibilities

• Provide sales and service function to small businesses.
• Understand financial needs and provide tailored solutions.

Skills

Relationship Management

Sales Skills

Risk Management

Active Listening

Portfolio Management

Education

Secondary School (Matric)

Diploma or Degree in Business Administration

Bachelor's Degree in Business or Finance

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. We offer a variety of career-enhancing opportunities and the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing true, meaningful value to our clients and communities, and creating a real sense of purpose for our employees.

Job Description

To provide a virtual or branch-based sales and service function by adding value to small businesses requiring financial and non-financial (e.g., platform business) solutions. This enables customers to pursue their ambitions, stimulate the economy, and contribute to South Africa’s growth.

Qualifications

1. Educational Qualifications:
   • Minimum: Secondary School (Matric) or equivalent.
   • A diploma or degree in Business Administration, Finance, Accounting, Economics, or related fields.
2. Preferred:
   • Bachelor's degree in Business, Finance, Economics, or a related field.
   • Licenses & Certifications:
     • FAIS Representative certification is often required, especially in regions with regulatory requirements.
     • Additional certifications in Risk Management, Credit Analysis, Commercial Banking, or Financial Services are advantageous.
   • Relevant Experience:
     • At least 3-5 years of experience in Relationship Management with business clients, understanding their financial needs and providing tailored solutions.
     • Experience in Retail, Business, or Commercial Banking, familiar with banking products and services.
     • Proven sales, portfolio management, and business development skills, particularly in enterprise or corporate banking.
     • Knowledge and experience in risk assessment, credit evaluation, and risk management.
     • Experience in client support and maintaining long-term relationships.

Additional Information

Technical Competencies:

• Active Listening
• Organization Change Management
• Risk Identification
• Risk Management
• Risk Reporting