Associate: Property Finance

Cari; Johannesburg; On-site; ZAR 600,000 - 1,200,000; Full time

Job summary

Cari, Johannesburg, is seeking a specialised finance professional to assist in executing and implementing complex transactions for targeted clients, focusing on lending and structured deals.

You will support credit paper preparation, financial modelling and debt scoping, while coordinating with internal and external stakeholders to ensure timely, high-quality outputs.

Qualifications

• Advanced Diplomas/National 1st Degrees or equivalent finance related degrees.
• Honours or professional qualification such as CA(SA) or CFA is preferred.

Responsibilities

• Assist in preparing credit papers (EOIs, applications, memos, updates, reviews) with financial analysis, modelling and debt scoping.
• Review legal documents by cross referencing terms sheets to draft agreements and ensure inclusion of commercial terms.
• Support external stakeholders by setting up meetings, gathering requirements and taking notes in relevant forums.
• Collaborate with internal stakeholders to facilitate transaction sign-offs and maintain relationships.
• Ensure timely completion of high-quality credit papers through planning and research.

Skills

Financial analysis

Credit analysis

MS Office

Stakeholder management

Data analysis

Governance & controls

Communication

Education

Advanced Diplomas/National 1st Degrees

Relevant Honours, CA(SA), CFA

Job description

Job Classification

Job Family

Investment Banking

Career Stream

Specialised Finance

Leadership Pipeline

Manage Self: Professional

Job Purpose

To assist in executing and implementing complex transactions with targeted clients of the bank related to lending and other structured transactions (non-vanilla lending).

Job Responsibilities

• Assist in the preparation of credit papers (EOIs, applications, memos, updates, reviews) by conducting historical financial analysis, financial modelling & debt scoping with related commentary, Industry & competitor analysis and sanctions screening.
• Assist with the review of legal documents by cross referencing approved terms sheets to draft legal agreements and ensure incorporation of all other commercial terms in the legal documents.
• Support the building and maintaining of external stakeholder relationships by setting up meetings on behalf of associates & principals, drafting list of requirements from clients and taking notes in relevant forums.
• Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign off of relevant transactions.
• Ensure completion of high quality credit papers within specified timelines by planning, scheduling, researching & gathering information, managing own time, reviewing own work and preparing in advance.
• Support effective execution of transactions by applying your skills, modelling, researching and analysing investment proposals.
• Meet performance targets by executing transactions in collaboration with internal and external stakeholders.
• Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan.
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within specified timeframe.

Essential Qualifications - NQF Level

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• Advanced Diplomas/National 1st Degrees

Preferred Qualification

• Relevant Honours, CA(SA), CFA

Minimum Experience Level

3–5 years of relevant sector or industry experience in financial services or another relevant industry.

Technical / Professional Knowledge

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• Business principles
• Business terms and definitions
• Business writing
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Oral and written communication techniques

Behavioural Competencies

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• Communication
• Continuous Learning
• Collaborating
• Stress Tolerance
• Quality Orientation
• Technical/Professional Knowledge and Skills

Employment Equity Statement

Preference will be given to individuals from underrespresented groups.