Associate: Property Finance

nedbank; Durban; On-site; ZAR 500,000 - 800,000; Full time

Job summary

A leading financial institution in Durban seeks a skilled candidate to manage complex property finance transactions, pursue new business opportunities, and maintain existing client relationships. The ideal applicant has relevant experience in investment banking, qualifications appropriate to the role, and a proven ability to achieve financial targets. A focus on innovative deal-making and risk assessment is essential for success in this position.

Qualifications

• 3-5 years experience in a relevant industry or investment banking.

Responsibilities

• Identify and source new business opportunities.
• Prepare credit papers and conduct financial analysis.
• Manage an existing PF loan book and client relationships.
• Support execution of transactions and build stakeholder relationships.
• Achieve financial targets through effective deal acquisition.

Skills

Business principles

Data analysis

Oral and written communication techniques

Microsoft Office

Stress Tolerance

Education

Advanced Diplomas/National 1st Degrees

CA/ CA(SA)

Honours/Post-graduate qualification in Property Studies / Accounting/Finance or equivalent

CA(SA), CFA

Job description

To execute and implement complex transactions with targeted clients related to lending and other structured transactions and to source new commercial Property Finance transactions, ensure that existing Property Finance clients are maintained, and consequently that relationship-based business potential is optimised ensuring that maximum profitability / return is derived for the Bank. To ensure that Nedbank Property Finance remains the dominant player in the Property Finance market through innovative deal making and product structuring.

Job Responsibilities

• Identify and source new business opportunities within different divisions of Nedbank.
• Identify and source new non-Nedbank clients
• Preparation of credit papers (applications, memos, updates, reviews) by conducting historical financial analysis, financial modelling & debt scoping with related commentary, Industry & competitor analysis and sanctions screening.
• Assist with the review of legal documents by cross referencing approved terms sheets and ensure incorporation of all other commercial terms in the legal documents.
• Support effective execution of transactions by applying your skills, modelling, researching and analysing investment proposals.
• Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign-off of relevant transactions.
• Management of an existing PF loan book with focus on growing the book between existing and new clients
• Manage development loans process, i.e. draws, stakeholder engagements to meet client's requirements.
• Develop strong relationships with new and existing clients, property brokers, estate agents and any other into financing instruments to create deals
• Build and maintain existing relationship with established Clients within Region, retaining and optimising existing business opportunities - specific focus on the growth the of the property finance lending book in KZN
• Provide internal and external client satisfaction by ensuring operational excellence in dealing with client queries.
• Achieve financial targets by effective acquisition of commercial and industrial property finance deals and management of the book / portfolio.
• Continuously evaluate and mitigate the credit risk embedded within the environment and deals, to derive the maximum risk and return situation.
• Continuously look for creative approaches to put deals on the book.
• Manage colleagues and clients’ expectations and communicate appropriately.
• Contribute to the effectiveness of the Lending team, that includes the sourcing of new non-banked clients.

What the role entails:

• Travelling to different locations visiting clients
• Building/ site inspections
• Completion of relevant credit papers
• Presentations to Credit Committees
• Attending Networking and Marketing functions

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Preferred Qualification

• CA/ CA(SA)
• Honours/Post-graduate qualification in Property Studies / Accounting/Finance or equivalent

Essential Certifications

• CA(SA), CFA

Minimum Experience Level

3-5 years experience in a relevant industry or investment banking

Type of Exposure

• Developing ways to minimize risks
• Managing conflict situations
• Influencing stakeholders to obtain buy-in for concepts and ideas
• Sharing information in different ways to increase stakeholders understanding
• Brainstorming ways of improving a product or situation
• Challenging the status quo with a view to improving the environment or peoples understanding
• Comparing two or more sets of information
• Working with a group to identify alternative solutions to a problem
• Interacting with diverse people
• Analysing and interpreting quantitative and qualitative data

Technical / Professional Knowledge

• Business principles
• Business terms and definitions
• Business writing
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Oral and written communication techniques
• Communication
• Stress Tolerance
• Quality Orientation
• Technical/Professional Knowledge and Skills

Emploment Equity Statement

Preference will be given to individuals from underrepresented groups.

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Nedbank Ltd Reg No 1951/000009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at [phone]