Associate : Property Finance

Nedbank Private Wealth; Durban; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial institution in Durban seeks a professional to execute and manage complex commercial Property Finance transactions. The role requires identifying new business opportunities, managing client relationships, and ensuring adherence to financial regulations. Candidates should possess 3-5 years of investment banking experience and relevant qualifications. This full-time role offers opportunities for growth in the dynamic finance sector.

Qualifications

• 3-5 years experience in a relevant industry or investment banking.
• CA(SA) certification is essential.
• Experience with financial modelling and loan management.

Responsibilities

• Identify and source new business opportunities.
• Prepare credit papers through financial analysis.
• Build and maintain stakeholder relationships.
• Manage existing Property Finance loan book.

Skills

Financial Services

Financial Concepts

Accounting

Corporate Finance

Analysis Skills

Securities Law

Investment Banking

Microsoft Excel

Private equity

Financial Analysis

Financial Modeling

Financial Planning

Education

Advanced Diplomas / National 1st Degrees

CA / CA(SA)

Honours / Post-graduate qualification in Property Studies / Accounting / Finance

Job description

Overview

Job Purpose

To execute and implement complex transactions with targeted clients related to lending and other structured transactions and to source new commercial Property Finance transactions ensuring that existing Property Finance clients are maintained and consequently that relationship-based business potential is optimised ensuring that maximum profitability / return is derived for the Bank. To ensure that Nedbank Property Finance remains the dominant player in the Property Finance market through innovative deal making and product structuring.

Responsibilities

• Identify and source new business opportunities within different divisions of Nedbank.
• Identify and source new non-Nedbank clients.
• Prepare credit papers (applications memos, updates, reviews) by conducting historical financial analysis, financial modelling & debt scoping with related commentary, industry & competitor analysis and sanctions screening.
• Assist with the review of legal documents by cross referencing approved terms sheets and ensure incorporation of all other commercial terms in the legal documents.
• Support effective execution of transactions by applying your skills modelling, researching and analysing investment proposals.
• Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign-off of relevant transactions.
• Management of an existing PF loan book with focus on growing the book between existing and new clients.
• Manage development loans process i.e. draws, stakeholder engagements to meet clients requirements.
• Develop strong relationships with new and existing clients, property brokers, estate agents and any other financing instruments to create deals.
• Build and maintain existing relationships with established clients within the region, retaining and optimising existing business opportunities with a specific focus on growth of the property finance lending book in KwaZulu-Natal (KZN).
• Provide internal and external client satisfaction by ensuring operational excellence in dealing with client queries.
• Achieve financial targets by effective acquisition of commercial and industrial property finance deals and management of the book/portfolio.
• Continuously evaluate and mitigate the credit risk embedded within the environment and deals to derive the maximum risk and return situation.
• Continuously look for creative approaches to put deals on the book.
• Manage colleagues and clients expectations and communicate appropriately.
• Contribute to the effectiveness of the Lending team that includes the sourcing of new non-banked clients.

What the role entails

• Travelling to different locations visiting clients
• Building / site inspections
• Completion of relevant credit papers
• Presentations to Credit Committees
• Attending Networking and Marketing functions

Qualifications

Essential Qualifications - NQF Level

• Advanced Diplomas / National 1st Degrees

Preferred Qualification

• CA / CA(SA)
• Honours / Post-graduate qualification in Property Studies / Accounting / Finance or equivalent

Certifications

• CA(SA)
• CFA

Experience

Minimum Experience Level

3-5 years experience in a relevant industry or investment banking

Type of Exposure

• Developing ways to minimize risks
• Managing conflict situations
• Influencing stakeholders to obtain buy-in for concepts and ideas
• Sharing information in different ways to increase stakeholders understanding
• Brainstorming ways of improving a product or situation
• Challenging the status quo with a view to improving the environment or peoples understanding
• Comparing two or more sets of information
• Working with a group to identify alternative solutions to a problem
• Interacting with diverse people
• Analysing and interpreting quantitative and qualitative data

Technical / Professional Knowledge

• Business principles
• Business terms and definitions
• Business writing
• Data analysis
• Governance Risk and Controls
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Oral and written communication techniques

Behavioural Competencies

• Communication
• Continuous Learning
• Collaborating
• Stress Tolerance
• Quality Orientation
• Technical / Professional Knowledge and Skills

Equity and Recruitment

Employment Equity Statement: Preference will be given to individuals from underrepresented groups.

Please contact the Nedbank Recruiting Team at

Experience:

Key Skills

Financial Services, Financial Concepts, Accounting, Corporate Finance, Analysis Skills, Securities Law, Investment Banking, Microsoft Excel, Private equity, Financial Analysis, Financial Modeling, Financial Planning

Employment Type: Full Time

Experience: years

Vacancy: 1