Associate Principal (Investment Banking) | Sandton

The Recruitment Council; Gauteng; On-site; ZAR 600 000 - 1 000 000; Full time

Job summary

An established industry player seeks an Associate Principal to drive innovative financing solutions across Africa. In this pivotal role, you'll collaborate with clients and stakeholders to conceptualize and execute profitable long-term debt and equity solutions. Your expertise in lending and risk management will be crucial in identifying new business opportunities while ensuring compliance with regulations. Join a dynamic team that values creativity and partnership, where your contributions will directly impact the growth and success of the organization. If you're ready to take on a challenging role that promises professional growth and the chance to make a difference, this opportunity is for you.

Qualifications

• 6-8 years banking experience with a focus on lending and finance.
• Bachelor's degree in Finance, Accounting, or related fields required.

Responsibilities

• Support client and deal origination through innovative thinking.
• Ensure regulatory compliance and manage internal processes effectively.
• Conduct client site visits and perform annual credit reviews.

Skills

Lending Experience

Client Relationship Management

Risk Management

Analytical Skills

Project Management

Customer Focus

Education

Bachelor's Degree in Finance or Accounting

Master's Degree in Commerce

Tools

Microsoft Office

Job description

Our client, a leading Investment bank, is on the hunt for an Associate Principal to join their growing team.

The successful candidate would need to assist with conceptualizing, identifying, developing and executing profitable long-term debt, preference share and quasi-equity solutions in South Africa and in the rest of Africa and acting in collaboration with internal and external clients and stakeholders, including our alliance partners.

Job Responsibilities

1. Origination and Cross Sell: To perform a supporting role in the client and deal origination targets through identifying potential new clients for the company; identifying potential new transaction opportunities for the company; displaying innovative thinking and creativity.
2. Cross Sell Targets: Take a leading role in the company cross sell targets through identifying opportunities for IB teams, i.e., Debt Finance teams, Corporate Finance; identifying opportunities for Markets; identifying opportunities for Transaction Banking.
3. Manage Internal Processes: Ensure regulatory compliance by Sanctions checking and adherence to regulations, policies and procedures (FICA, KYC, etc.).
4. Execute Credit / IC Approval Process: Provide support with structuring, rating, pricing and analyzing the client/deal, as well as collaborating in the completion of the credit/IC application through constructive communication and consultation.
5. Ongoing Risk Management: Undertake client site visits, complete annual Credit Reviews, review the risk annually, assess performance and undertake regular client visits in collaboration with internal stakeholders.
6. Improve Deal Origination: Provide multidisciplinary solutions, identify and resolve work problems and deliver the required output to clients, and refine and enhance coverage.

Qualifications

Bachelor's Degree (Hons) in Finance or Accounting, Sciences, Economics, Legal or Bus Science (Hon) Accounting, Finance, Statistics, Actuarial Science Economics and any BSc (Hon) CA (SA), CFA, master's degree in commerce.

Experience: Minimum of 6-8 years banking/relevant sector experience, with a strong background in lending and/or supporting lending teams in the leveraged finance and/or corporate lending industry.

Technical / Professional Knowledge

1. Microsoft Office – Word, Excel and PowerPoint
2. The company's culture and values
3. The company's policies and procedures
4. The company's vision and strategy
5. Principles of financial management
6. Principles of project management
7. Relevant regulatory knowledge
8. Relevant software and systems knowledge
9. Research methodology
10. Decision-making process
11. Ability to digest complex data, then make reasonable conclusions and recommendations

Behavioural Competencies

1. Building Partnerships internally and externally
2. Collaborating across various teams within the company
3. Customer Focus
4. Outgoing personality with the ability to meet new people and strike up conversation
5. Initiating Action, self-starter and ability to work independently
6. High Work Standards
7. Managing Work and Life balance
8. Technical / Professional Knowledge and Skills