Asset Financing Consultant (Thabazimbi Service Point)

iMasFinance Co-operative (Ltd); Noordwes; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial services provider seeks a motivated individual to join their Thabazimbi Service Point. This role involves promoting vehicle financing and other loan products while ensuring excellent customer service. Candidates should possess a Matric qualification with Mathematics, relevant financial qualifications, and experience in the banking sector.

Qualifications

• Matric with Mathematics and/or Accounting is essential.
• FSCA Relevant Qualification and Compliance is essential.
• 2 years’ experience in financial/banking industry including vehicle/asset finance.

Responsibilities

• Sales of vehicle financing and related loan products.
• Conduct customer affordability assessments and process loan applications.
• Establish and maintain relationships with customers and stakeholders.

Skills

Communication

Selling

Negotiation

Interpersonal skills

Education

Matric with Mathematics and/or Accounting

FSCA Relevant Qualification and Compliance

Regulatory Examination

Tools

MS Office

Job description

Job Purpose:

To establish and maintain customer and business relationships, render banking-related support services in order to promote and sell vehicle financing and other loan products (secured and unsecured loans). The individual appointed to this position will be serving the iMasFinance Service Point in Thabazimbi daily, and preferably should be living in Thabazimbi and/or within the immediate surrounding areas of Thabazimbi.

Job Outputs:

• Sales of vehicle financing, pension-backed loans, personal loans, and related value-adding products as well as up-selling & cross selling other iMasFinance products
• Liaise with members/customers, employer groups, customers and dealerships
• Conduct customer affordability and repayment ability assessments
• Analyse customer financial position and recommend solutions
• Conclude sales deals, process & finalize loan applications
• Efficient and effective member/customer service delivery
• Retain and maintain relationships with existing members/customers and stakeholders
• Establish new member/customer and stakeholder relationships
• Identify possible risk and communicate to relevant parties

Qualifications & Experience:

• Matric with Mathematics and/or Accounting (Essential)
• FSCA Relevant Qualification and Compliance (Essential)
• Regulatory Examination (Recommended)
• Valid Driver's License Code 8 (Essential)
• Computer Literacy-MS Office (Essential)
• 2 years’ experience within a financial/banking industry including vehicle/asset finance

Knowledge and Skills:

• Communication, selling, negotiation, telephone and interpersonal skills
• Working knowledge of financing products
• Computer literacy (MS Office)