Asset Financing Consultant (East London / Buffalo City Metro)

iMasFinance Co-operative (Ltd); Oos-Kaap; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading finance cooperative seeks a Sales Consultant to promote vehicle financing and other loan products in East London and surrounding areas. The ideal candidate will establish and maintain relationships, conduct financial assessments, and ensure excellent customer service delivery. A Matric qualification with Mathematics/Accounting and at least 2 years of experience in the financial sector are essential. The role demands strong communication, selling, and negotiation skills. A valid driver's license and MS Office proficiency are required for success in this position.

Qualifications

• Matric with Mathematics and/or Accounting (Essential).
• FSCA Relevant Qualification and Compliance (Essential).
• Regulatory Examination (Recommended).
• Valid Driver's License Code 8 (Essential).
• Computer Literacy-MS Office (Essential).
• 2 years’ experience within a financial/banking industry including vehicle/asset finance.

Responsibilities

• Sales of vehicle financing, loans, related and value-adding products.
• Liaise with members/customers, employer groups, customers and dealerships.
• Conduct customer affordability and repayment ability assessments.
• Analyse customer financial position and recommend solutions.
• Conclude sales deals, process & finalize loan applications.
• Efficient and effective member/customer service delivery.
• Retain and maintain relationships with existing members/customers and stakeholders.
• Establish new member/customer and stakeholder relationships.
• Identify possible risk and communicate to relevant parties.

Skills

Communication skills

Selling skills

Negotiation skills

Interpersonal skills

Computer literacy (MS Office)

Education

Matric with Mathematics and/or Accounting

FSCA Relevant Qualification and Compliance

Regulatory Examination

Job description

Job Purpose:

To establish and maintain customer and business relationships, render banking-related support services in order to promote and sell vehicle financing and other loan products (secured and unsecured loans) in East Londdon and surrounding areas of Buffalo City Metro.

Job Outputs:

• Sales of vehicle financing, loans, related and value-adding products and up-selling & cross selling other iMasFinance products
• Liaise with members/customers, employer groups, customers and dealerships
• Conduct customer affordability and repayment ability assessments
• Analyse customer financial position and recommend solutions
• Conclude sales deals, process & finalize loan applications
• Efficient and effective member/customer service delivery
• Retain and maintain relationships with existing members/customers and stakeholders
• Establish new member/customer and stakeholder relationships
• Identify possible risk and communicate to relevant parties

Qualifications & Experience:

• Matric with Mathematics and/or Accounting (Essential)
• FSCA Relevant Qualification and Compliance (Essential)
• Regulatory Examination (Recommended)
• Valid Driver's License Code 8 (Essential)
• Computer Literacy-MS Office (Essential)
• 2 years’ experience within a financial/banking industry including vehicle/asset finance

Knowledge and Skills:

• Communication, selling, negotiation, telephone and interpersonal skills
• Working knowledge of financing products
• Computer literacy (MS Office)