Asset Financing Consultant (Bellville / Cape Town )

iMasFinance Co-operative (Ltd); Wes-Kaap; On-site; ZAR 300,000 - 400,000; Full time

Job summary

A financial services cooperative in South Africa is seeking a candidate to manage customer relationships and sell vehicle financing products. Responsibilities include assessing customer affordability and processing loan applications. The ideal candidate must possess a Matric with Mathematics, FSCA compliance qualifications, and 2 years of relevant financial experience. This position is critical for promoting various loan products in Bellville and Cape Town Metro.

Qualifications

• Essential to have Matric with Mathematics and/or Accounting.
• FSCA Relevant Qualification is a must.
• 2 years’ experience in the financial/banking industry, especially vehicle/asset finance.

Responsibilities

• Establish and maintain customer relationships for vehicle financing.
• Conduct customer affordability assessments.
• Process and finalize loan applications.

Skills

Communication

Selling

Negotiation

Interpersonal skills

Education

Matric with Mathematics and/or Accounting

FSCA Relevant Qualification and Compliance

Regulatory Examination

Valid Driver's License Code 8

Computer Literacy-MS Office

Job description

In support of the iMasFinance transformation strategy, preference will be given to candidates from the designated groups

Job Purpose:

To establish and maintain customer and business relationships, render banking-related support services in order to promote and sell vehicle financing and other loan products (secured and unsecured loans) in Bellville and surrounding areas of Cape Town Metro Municipality

Job Outputs:

• Sales of vehicle financing, loans, related and value-adding products and up-selling & cross selling other iMasFinance products
• Liaise with members/customers, employer groups, customers and dealerships
• Conduct customer affordability and repayment ability assessments
• Analyse customer financial position and recommend solutions
• Conclude sales deals, process & finalize loan applications
• Efficient and effective member/customer service delivery
• Retain and maintain relationships with existing members/customers and stakeholders
• Establish new member/customer and stakeholder relationships
• Identify possible risk and communicate to relevant parties

Qualifications & Experience:

• Matric with Mathematics and/or Accounting (Essential)
• FSCA Relevant Qualification and Compliance (Essential)
• Regulatory Examination (Recommended)
• Valid Driver's License Code 8 (Essential)
• Computer Literacy-MS Office (Essential)
• 2 years’ experience within a financial/banking industry including vehicle/asset finance

Knowledge and Skills:

• Communication, selling, negotiation, telephone and interpersonal skills
• Working knowledge of financing products
• Computer literacy (MS Office)