Analyst, Property Risk

Standard Bank Group; Johannesburg; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading financial services organization in Johannesburg seeks a Credit Risk Analyst to manage various Credit Risk activities. The role requires a degree and expertise in data analysis with 3-4 years of experience in Credit or Risk Management. Proficiency in SAS and SQL is essential for conducting comprehensive analyses and ensuring compliance with regulations.

Qualifications

• 3-4 years of experience in Credit/Property or Risk Management.
• Solid understanding of bank processes, products, data, and systems.
• Proficiency in SAS, SQL, and coding languages.

Responsibilities

• Perform various Credit Risk activities for a dedicated Portfolio.
• Conduct in-depth analysis to ensure adherence to legislation and regulations.

Skills

Analytical skills

Data analysis

Statistical modeling

Machine learning

Education

Degree (NQF Level 7 and above)

Degree in Business Commerce, Mathematical Sciences, Quantitative Studies

Tools

SAS

SQL

Microsoft Office Suite

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.

Qualifications

• Degree (NQF Level 7 and above)
• Degree Business Commerce, Mathematical Sciences, Quantitative Studies
• Certification in SAS/SQL, and other coding languages.
  
  

Experience:

• The role requires an individual with a solid foundation and understanding of bank processes, products, data, and systems, with 3-4 years of experience.
• Specific experience within Credit/Property or Risk Management will be advantageous.
• Proficiency in SAS or SQL, and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.
  
  

Domain Knowledge:

• A passion for property and property analytics.
• Strong skills in data analysis, statistical modelling, and machine learning.
• An innovative mindset with the ability to identify gaps and develop proactive strategies.
• A keen interest in addressing the impacts of climate change on the property industry.
• A self-starter who thrives on autonomy and can build from the ground up.
  
  

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Following Procedures
• Interpreting Data
• Providing Insights
• Upholding Standards
  
  

Technical Competencies:

• Quant Skills
• Risk Awareness
• Risk Identification
• Risk Management
• Risk Reporting
• Risk Response Strategy