Analyst, Credit Support, Premium (Vaal)

Standard Bank Group; Vereeniging; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading financial services group in South Africa is seeking an experienced individual to assist in managing a credit portfolio. The role requires 3-5 years of experience in a similar position with strong financial analysis skills. Ideal candidates will have a background in Business Commerce and knowledge of banking processes. This position offers opportunities for meaningful client engagement and professional growth.

Qualifications

• 3-5 years of experience in a similar Credit role.
• Proven ability in financial and credit analysis.
• Experience in a Business and Commercial Banking environment is preferred.

Responsibilities

• Assist the Manager in executing their credit portfolio.
• Engage in financial and credit analysis tasks.
• Support business development initiatives.

Skills

Financial analysis

Business development

Risk identification

Customer understanding

Education

First Degree in Business Commerce

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Is accountable for assisting Manager, Relationship Premium in the day-to-day execution of their credit portfolio.

Qualifications

Type of Qualification: First Degree required

Field of Study: Business Commerce

Licenses & Certifications: FAIS Representative

Experience Required

Business Clients (SA) / Business & Commercial Banking

3-5 years

Experience in a similar Credit role with proven ability to undertake financial and credit analysis. A proven track record of operating with a personal delegated authority. Business development experience is an advantage. Relevant FAIS qualification and experience. If no FAIS experience, would then need to operate under supervision. Previous experience in Business and Commercial Banking environment with good understanding of bank processes, policies and products.

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies
• Embracing Change
• Empowering Individuals
• Impressing People
• Interacting with People
• Resolving Conflict
• Taking Action
• Understanding People

Technical Competencies:

• Banking Process & Procedures
• Business Acumen (Audit)
• Customer Acceptance & Review (Business Banking)
• Customer Understanding (Business Banking)
• Financial Acumen
• Risk Identification