Analyst, Credit Support, Premium

Standard Bank Group; Cape Town; On-site; ZAR 600,000 - 850,000; Full time

Job summary

A leading financial services group in South Africa seeks a skilled professional to assist the Manager of Relationship Premium in managing a credit portfolio. The ideal candidate will have significant experience in credit analysis and business banking, equipped with a relevant degree and FAIS qualification. This role offers an opportunity to contribute to the growth of meaningful financial solutions for diverse clients.

Qualifications

• 5-7 years' experience in a credit role.
• Proven track record with delegated authority.
• Previous experience in Business and Commercial Banking.

Responsibilities

• Assist Manager in credit portfolio execution.
• Conduct financial and credit analysis.

Skills

Financial Analysis

Business Development

Credit Analysis

Business Banking Acumen

Education

First Degree in Business Commerce

FAIS Qualification

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Is accountable for assisting Manager, Relationship Premium in the day-to-day execution of their credit portfolio.

Qualifications

Minimum Qualifications

Type of Qualification: First Degree (FAIS required)

Field of Study: Business Commerce

Experience Required

Business Clients (SA)

Business & Commercial Banking

5-7 years' experience in a similar Credit role with proven ability to undertake financial and credit analysis. A proven track record of operating with a personal delegated authority. Business development experience is an advantage. Relevant FAIS qualification and experience. If no FAIS experience, would then need to operate under supervision. Previous experience in Business and Commercial Banking environment with good understanding of bank processes, policies and products.

Additional Information

Behavioral Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies
  
  

Technical Competencies:

• Banking Process & Procedures
• Business Acumen (Audit)
• Customer Acceptance & Review (Business Banking)
• Customer Understanding (Business Banking)
• Financial Acumen