Analyst Credit Commercial PHV

Absa Group; Bloemfontein; On-site; ZAR 500,000 - 800,000; Full time

Job summary

A leading financial institution is seeking a Credit Risk Analyst to support the credit risk process and ensure responsible risk management. The role involves conducting assessments, analyzing data, and adhering to policies while resolving customer complaints. Ideal candidates will possess a relevant degree and strong analytical skills.

Qualifications

• Bachelor's Degree or Advanced Diploma in Business, Commerce, or Management.
• Experience in risk management and credit analysis preferred.

Responsibilities

• Conduct quality credit risk assessments and reviews.
• Develop data-driven strategies to manage credit risks.
• Ensure adherence to credit policies and governance.

Skills

Risk Management

Data Analysis

Governance Compliance

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and a strong position as a local bank with regional and international expertise, a career with us offers the opportunity to be part of this exciting growth journey, to reset our future, and shape our destiny as a proudly African group.

Job Summary

To support the credit risk process by carrying out comprehensive and quality credit risk functions within the credit lifecycle to foster shared growth within the boundaries of internal policies and external regulations for Growth Business clients.

Job Description

• Risk Management: Conduct quality credit risk assessments and reviews, proactively manage credit risks associated with clients, develop data-driven strategies, and facilitate the credit sanctioning process to ensure responsible risk decisions.
• Data and Systems Management: Produce and analyze relevant management information and insights for management.
• Governance: Ensure adherence to the bank's credit policies, philosophy, and all relevant legislation.
• Customer Management: Investigate and resolve all escalated customer complaints.

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies are required.

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups to contribute towards achieving equitable demographic representation and increasing diversity within the workforce.

Absa Bank Limited reserves the right not to fill the position as advertised.