Analyst Credit Commercial

Absa Group; Pietermaritzburg; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial institution located in Pietermaritzburg is seeking a Credit Risk Manager to support the credit risk process. The role involves conducting detailed credit risk assessments, managing customer complaints, and ensuring compliance with policies. Candidates should possess a Bachelor's Degree in Business or related field. This position offers an opportunity to contribute to the organization’s growth within the financial services industry.

Qualifications

• Conduct quality credit risk assessments and reviews.
• Develop data-driven strategies for credit risk management.
• Investigate and resolve escalated customer complaints.

Responsibilities

• Manage credit risks associated with clients proactively.
• Produce and analyze relevant management information.
• Ensure adherence to the bank's credit policies.

Skills

Risk Management

Customer Management

Data Analysis

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and a strong position as a local bank with regional and international expertise, a career with our organization offers the opportunity to be part of an exciting growth journey, to reset our future, and shape our destiny as a proudly African group.

Job Summary

To support the credit risk process by carrying out comprehensive and quality credit risk functions within the credit lifecycle, fostering shared growth within the boundaries of internal policies and external regulations for Growth Business clients.

Job Description

• Risk Management: Conduct quality credit risk assessments and reviews, proactively manage credit risks associated with clients, develop data-driven strategies, and facilitate the credit sanctioning process to ensure responsible risk decisions.
• Data and Systems Management: Produce and analyze relevant management information and insights for management.
• Governance: Ensure adherence to the bank's credit policies, philosophy, and all relevant legislation.
• Customer Management: Investigate and resolve all escalated customer complaints.

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies (Required).

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achieving equitable demographic representation and diversity within the workforce.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised.