Analyst, Credit

Standard Bank Group; Johannesburg; On-site; ZAR 30 000 - 70 000; Full time

Job summary

An innovative financial services group seeks a motivated individual to manage counterparty credit risks. This entry-level role offers the chance to work with talented professionals and gain valuable experience in risk management within the dynamic finance sector. You will assess and manage risks associated with lending and trading activities, ensuring compliance with regulatory standards. Join a forward-thinking company committed to creating growth in Africa and making a meaningful impact on clients and communities. This opportunity is perfect for those eager to develop their expertise in a supportive environment.

Qualifications

• Minimum degree in Business Commerce, Risk Management, or Finance required.
• 1-2 years of experience in credit procedures and risk management.

Responsibilities

• Manage a portfolio of counterparty credit risks associated with lending and trading.
• Assess and manage risk within acceptable parameters.

Skills

Credit Risk Management

Regulatory Compliance

Financial Market Knowledge

Investment Banking Products

Education

Degree in Business Commerce

Degree in Risk Management

Degree in Finance

Job description

Company Description
Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. We offer a variety of career-enhancing opportunities and the chance to work alongside some of the most talented, motivated professionals in the sector. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing meaningful value to our clients and communities, and fostering a sense of purpose for our employees.

Job Description
Manage a portfolio of counterparty credit risks associated with lending, trading, and investing activities. The primary goal is to assess and manage risk within acceptable parameters.

Qualifications
Degree in Business Commerce, Risk Management, or Finance (Minimum)

Experience Required:

• 1-2 years of thorough conceptual and practical knowledge of credit procedures, policies, and standards. Ability to understand products and facilities that give rise to counterparty credit risk and document these risks appropriately. Understanding of risk, regulatory, and compliance requirements.
• 1-2 years of basic understanding of Investment Banking vanilla lending and derivative products and facilities that give rise to counterparty credit risks, including documentation processes.
• 1-2 years of knowledge of financial markets, the global economy, and regional geographies relevant to the portfolio.

Behavioral Competencies:

• Checking Things
• Conveying Self-Confidence
• Developing Expertise
• Examining Information
• Following Procedures

Technical Competencies:

• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Measurement

Seniority Level

• Entry level

Employment Type

• Full-time

Job Function

• Finance and Sales