Analyst: Coverage

African Bank; Midrand; On-site; ZAR 400,000 - 600,000; Full time

Job summary

A leading company in the banking sector seeks a seasoned finance professional to drive deal structuring and analysis. The ideal candidate will possess substantial experience in corporate banking, demonstrating strong skills in financial modeling and client engagement. This role includes managing new transactions and enhancing existing client relationships, ensuring effective deal execution and client satisfaction.

Qualifications

• Minimum 3-5 years of experience in a Corporate and Business Bank Environment.
• Strong skills in financial analysis and client relationship management required.

Responsibilities

• Deal structuring and execution of new transactions.
• Maintain and strengthen client relationships and manage existing loan and investment portfolios.
• Analyze financial data and prepare motivation papers.

Skills

Financial analysis

Deal structuring

Client relationship management

Financial modeling

Education

Finance Honours/CA (SA)

Job description

MAIN PURPOSE OF THE JOB

• Deal Structuring and Analysis

MINIMUM EDUCATION

• Finance Honours/CA (SA)

MINIMUM EXPERIENCE

• Minimum 3-5 years of experience in a Corporate and Business Bank Environment

KEY PERFORMANCE INPUTS / ACTIVITIES

New Business

• Financial analysis & credit/investment process
• Deal structuring and execution of new transactions
• Participate in detailed due diligence
• Assist the Relationship Executive during initial client engagement
• Request, assess, and collate deal information
• Analyze financial data and develop financial models to assess deal feasibility and potential returns
• Prepare motivation papers and information packs
• Manage client expectations regarding approval processes and facility conditions
• Oversee the FICA process and finalize special conditions
• Coordinate and finalize legal documents
• Manage deal execution, including finalizing deal conditions (fees, etc.)
• Establish monitoring processes for the duration of the exposure (post-deal)
• Conclude deals efficiently, managing timelines and pressure
• Think strategically and advise on expected performance
• Gather client feedback upon deal conclusion

Existing Loans & Investments

• Maintain existing loan and investment portfolio
• Conduct performance reviews
• Maintain and strengthen client relationships
• Proactively manage renewals and reviews before expiry
• Monitor performance through financial statement and management accounts analysis
• Compare forecasts with actual results
• Conduct verification audits