Analyst: AML Investigations Business Bank

Capitec Client Care; Sandton; On-site; ZAR 300,000 - 500,000; Full time

Job summary

Une entreprise bancaire de premier plan recherche un spécialiste AML pour exécuter des activités opérationnelles dans le cadre des exigences légales. Le candidat idéal aura une expérience dans l'investigation au sein d'un environnement de banque d'affaires et une bonne compréhension des réglementations AML.

Qualifications

• 2-3 ans d'expérience en investigation dans un environnement bancaire.
• Connaissance des réglementations AML.
• Capacité à analyser l'information et à prendre des décisions.

Responsibilities

• Exécuter des activités opérationnelles dans le cadre des opérations AML.
• Investiguer des transactions suspectes et appliquer les exigences de conformité.
• Rédiger des rapports et assurer l'assurance qualité.

Skills

Analytical Skills

Attention to Detail

Computer Literacy

Planning

Reporting Skills

Education

Bachelor's Degree in Risk and Compliance

Grade 12 National Certificate

Tools

MS Word

MS Excel

MS Outlook

Job description

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Date: 10 Jun 2025

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Purpose Statement

• To execute daily operational activities within the Business Bank AML Operations environment, including enhanced due diligence, investigation of suspicious transactions, name and payment screening, reporting, and quality assurance, thereby implementing and administrating legal and statutory requirements for the Financial Intelligence Centre Act 38 of 2001 (“FICA”), Protection of Constitutional Democracy Against Terrorist and Related Activities Act 33 of 2004 (“POCDATARA”), Prevention of Organised Crime Act 121 of 1998 and all related legislation, within Capitec Bank
  
  

Experience

Minimum:

• At least 2-3 year’s investigative experience within a business banking environment within an AML environment
• Experience with collating and analysing information and making decisions based on the information.
• Interpretation and application of regulatory requirements.
  
  

Ideal:

• FICA exposure within a business banking environment
• Experience in a financial or legal institution or investigative environment
  
  

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
  
  

Qualifications (Ideal Or Preferred)

• Bachelor's Degree in Risk and Compliance
  
  

Knowledge

Minimum:

• Legislation regarding money laundering control, proliferation finance and combating of terrorist financing
• Understanding of money laundering means and mechanisms on a global scale
• Understanding of sanctions
• Client due diligence and AML environment.
• Understanding the Risk Management and Compliance Programme and the purpose it serves in AML
• Business acumen
• Know Your Customer (KYC), risk based approach
• Investigation methodology and techniques
• Use of excel and word
• Report writing and evidence gathering
• Business entity structures and related AML requirements
  
  

Ideal:

• Client due diligence and investigations on juristic and non-juristic clients.
• Knowledge of commercial banking products, services and channels.
• Knowledge of Trade-based money laundering
  
  

Skills

• Analytical Skills
• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Planning, organising and coordination skills
• Reporting Skills
  
  

Conditions of Employment

• Clear criminal and credit record
  
  

Apply now »