AML Transaction Monitoring Analyst Team Leader

Mukuru; Cape Town; Hybrid; ZAR 400,000 - 500,000; Full time

Job summary

A financial services provider in Cape Town seeks a passionate and detail-driven AML Transaction Monitoring Analyst Team Leader to lead a team responsible for identifying suspicious transactions. The ideal candidate should have 3–5 years of experience in AML compliance, strong analytical skills, and leadership abilities. This role offers an opportunity to make a significant impact on financial integrity while fostering a culture of compliance and vigilance.

Qualifications

• 3–5 years in AML transaction monitoring or financial crime compliance.
• Prior leadership or supervisory experience.
• Solid understanding of AML/CFT legislation.
• FinTech or money transfer background is advantageous.

Responsibilities

• Lead a team of six Transaction Monitoring Analysts.
• Assign, review, and approve alerts and case files.
• Investigate suspicious transactions.
• Conduct random spot checks and branch audits.
• Prepare monthly reports on suspicious activity.
• Track team performance against KPIs.
• Stay updated on regulatory changes.
• Collaborate with Compliance and Risk teams.
• Onboard and train new team members.

Skills

Strong analytical and investigative abilities

Advanced MS Word

Advanced Excel

Advanced PowerPoint

Advanced Power BI skills

Excellent written communication

Excellent verbal communication

Exceptional organisational skills

Attention to detail

Ability to make sound decisions

Leadership with integrity

Education

Relevant AML/CFT or compliance certification (e.g., ACAMS)

Tools

Transaction monitoring systems

Case management systems

Job description

Be at the Frontline in the Fight Against Financial Crime

At Mukuru, safeguarding our customers, our business, and the financial system is at the heart of what we do. We are looking for a passionate and detail-driven AML Transaction Monitoring Analyst Team Leader to take charge of a team of six dedicated analysts who are on the lookout for suspicious transactions and unusual patterns every single day.

If you have an investigative mind, thrive under pressure, and want to lead a team that plays a crucial role in protecting financial integrity, this role is for you.

What You’ll Do

You’ll oversee and guide our Transaction Monitoring Analysts, ensuring timely and accurate review of alerts generated by our internal systems. You’ll be responsible for both operational delivery and team development, keeping a close eye on compliance standards while fostering a culture of integrity and vigilance.

Your key responsibilities will include:

• Leading, coaching, and mentoring a team of six Transaction Monitoring Analysts

• Running daily operations — assigning, reviewing, and approving alerts and case files

• Investigating suspicious transactions and escalating high-risk matters

• Conducting random spot checks and supporting branch-level transaction audits

• Preparing monthly reports on suspicious activity, compliance gaps, and transaction trends

• Tracking team performance against KPIs and ensuring adherence to internal policies

• Staying up to date with regulatory changes, financial crime risks, and industry best practices

• Collaborating with Compliance, Risk, BI, and Technology teams to enhance monitoring frameworks

• Onboarding and training new team members to ensure operational excellence

What You’ll Need to Succeed

Experience & Knowledge:

• 3–5 years in AML transaction monitoring or financial crime compliance

• Prior leadership or supervisory experience

• Solid understanding of AML/CFT legislation, internal controls, and risk management

• FinTech, money transfer, or cross-border payments background (advantageous)

Qualifications:

• Relevant AML/CFT or compliance certification (e.g., ACAMS) preferred

Skills & Competencies:

• Strong analytical and investigative abilities

• Advanced MS Word, Excel, PowerPoint, and Power BI skills

• Familiarity with transaction monitoring and case management systems

• Excellent written and verbal communication

• Exceptional organisational skills and attention to detail

• Ability to make sound, risk-based decisions under pressure

• Leadership with integrity, confidentiality, and professional ethics

I am sure you are reading this job description and meet majority of the criteria BUT you may also still not be 100% comfortable in applying. We believe that there is a place for everyone under the Mukuru sun and we want YOU to contribute to our diverse tapestry of talent. So come on, take a leap of faith, and send your application if you meet majority of our requirements. Remember to include a snippet of how you will bring value and help us build a future of success that will help us determine where and how you may best be suited” Maybe you are just the future Mukurian we need!!

Should you be appointed in a remote/work from home role at Mukuru, it is your responsibility to ensure that you have uninterrupted internet connectivity and a ‘work-like’ environment at your home location, in order to deliver your best in terms of performance, productivity and service to our customers.

If you do not receive any response after two weeks, please consider your application unsuccessful.

NB: ALL STAFF APPOINTMENTS WILL BE MADE WITH DUE CONSIDERATION OF THE COMPANY’S DIVERSITY AND INCLUSION PLANS