Agricultural Credit Analyst: Risk & Deal Structuring

Network Recruitment International; Pretoria; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Network Recruitment International is seeking an Agricultural Credit Analyst to join our client's credit team in South Africa. You will conduct comprehensive credit risk assessments, analyse farming-related financial statements, and structure lending solutions for complex agricultural transactions.

You will present well-reasoned credit submissions to committees, collaborate with internal stakeholders, and mentor junior analysts while ensuring adherence to governance frameworks.

Qualifications

• Detailed credit risk assessments based on financial information.
• Ability to analyse statements and cash flows to determine creditworthiness.
• Experience presenting complex credit structures to committees.

Responsibilities

• Conduct comprehensive credit and financial risk assessments.
• Analyse financial statements, cash flows, and risk indicators to determine creditworthiness.
• Identify transaction risks and recommend mitigation strategies.
• Prepare detailed credit recommendations for approval and support credit committees.
• Assist in structuring transactions balancing commercial objectives and risk.

Skills

Credit risk analysis

Financial statement analysis

Agricultural cash flows

Stakeholder communication

Credit submission

Education

Bachelor’s in Finance/Accounting/Agricultural Economics

Postgraduate qualification in Finance/Risk Management

Job description

Network Recruitment International is seeking an Agricultural Credit Analyst to join our client's credit team in South Africa. You will conduct comprehensive credit risk assessments, analyse farming-related financial statements, and structure lending solutions for complex agricultural transactions.

You will present well-reasoned credit submissions to committees, collaborate with internal stakeholders, and mentor junior analysts while ensuring adherence to governance frameworks.