Account Executive (Menlyn)

Capitec Client Care; Pretoria; On-site; ZAR 500,000 - 800,000; Full time

Job summary

A leading financial institution seeks a Business Banking Specialist to manage and grow a portfolio of business clients. The role involves providing tailored financial solutions and requires significant experience in banking and client relationship management. Ideal candidates will possess strong analytical skills and a relevant degree in Business Management or Finance.

Qualifications

• At least 5 years of banking experience, with 3 years in Business Banking.
• Experience managing complex portfolios and client relationship management.
• Significant experience in preparing credit applications.

Responsibilities

• Provide proactive business banking sales and service management.
• Retain and grow a portfolio of business clients.
• Identify and implement value-adding financial solutions.

Skills

Interpersonal and relationship management

Negotiation

Problem-solving

Decision-making

Commercial and strategic thinking

Effective communication

Analytical skills

Education

Relevant tertiary qualification in Business Management or Finance

Bachelor's Degree in Business Management or Finance

Tools

MS Word

Excel

Outlook

Job description

Job Description for Business Banking Specialist at Capitec Bank Ltd

Location: Menlyn, GT, ZA

Date: 20 May 2025

Company: Capitec Bank Ltd

Application Process

1. To learn about life at Capitec and complete a short assessment, click here.
2. Complete your application by clicking the apply button below.

Purpose of the Role

To provide proactive business banking sales and service management, retaining and growing a portfolio of business clients by identifying and implementing value-adding financial solutions from standard or customized offerings.

Minimum Experience Requirements

• At least 5 years of banking experience, with 3 years in Business Banking.
• Experience managing complex portfolios with a focus on service and financial analysis.
• Client relationship management of high-value clients with diverse needs.
• Significant experience in preparing and motivating credit applications.
• Experience in cost control and sales management.

Minimum Qualifications

• A relevant tertiary qualification in Business Management or Finance.

Preferred Qualifications

• Bachelor's Degree in Business Management or Finance.

Knowledge Areas

• Principles of business economics and current economic environment.
• CRM principles, especially projecting credibility and presence.
• Industry sector risks and external factors affecting markets.
• Local market sales principles for portfolio growth.
• General banking practices and competitor analysis.
• Credit principles, including applications and securities.
• Knowledge of legal entities and legislative restrictions in financial services.
• Understanding of FAIS and FICA regulations.
• Ability to analyze CRM insights for client management.
• Understanding of Business Banking operations and risks.

Additional Knowledge (Preferred)

• Features and benefits of company products/services.
• Product pricing structures and taxation laws.
• Business banking transaction processes.
• Financial modeling and analysis skills.

Skills Required

• Interpersonal and relationship management skills.
• Proficiency in MS Word, Excel, Outlook.
• Negotiation, problem-solving, and decision-making skills.
• Commercial and strategic thinking.
• Effective communication and influencing skills.
• Strong analytical skills and attention to detail.

Employment Conditions

• Clear criminal and credit records.
• Willingness to work flexible hours, including weekends and public holidays.

Capitec values diversity and supports employment equity goals.