Workers' Compensation Enhanced Medical Only Representative (Entry-Level)

Utica National Insurance Group; Town of New Hartford (NY); Hybrid; USD 46,000 - 59,000; Full time

Benefits offered by this job

Medical and Prescription Drug Benefit

Life Insurance and Disability Benefits

401(k) Profit Sharing

Health Savings Account

Flexible Spending Accounts

Tuition Assistance, Training, and &#39

Family Leave

Adoption/Surrogacy Assistance

Voluntary Benefits

Employee Referral Award Program

Job summary

Utica National Insurance Group is hiring an entry-level Workers' Compensation Enhanced Medical Only Representative (EMO) in a hybrid role based in New Hartford, NY. You will handle medical-only first-party claims, investigate and negotiate settlements, and communicate with injured workers, insureds, agents, and defense counsel.

The position provides growth in the Workers' Compensation Department with training and a path to advancement.

Qualifications

• Bachelor's Degree or equivalent experience required.
• 2-4 years of claims experience preferred but not required.

Responsibilities

• Receive claims assignments for insured and claimant accident reports.
• Handle first party, medical-only claims.
• Adjust, negotiate and settle justified claims within authorized limits.
• Determine extent of injury, coverage questions and medical values from investigation.
• Correspond with injured workers, insureds, agents, vendors, and defense counsel.
• Review loss notices and route to appropriate claim representatives.

Education

Bachelor's Degree or equivalent

Job description

Workers' Compensation Enhanced Medical Only Representative (Entry-Level)

Job Category: Claims

Requisition Number: WORKE006911

• Posted : October 15, 2026


• Full-Time


• Hybrid

Locations

Showing 1 location

Home Office
New Hartford, NY, USA

Description

The Company

At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.

Utica National Insurance Group is an \"A\" rated $2.0B award-winning, nationally recognized property & casualty insurance carrier.

Operating along the Eastern half of the United States, our Home Office is based in Central New York, with Regional Office locations in NYC, Dallas and Charlotte.

What you will do

In this role, you will be responsible for handling claims that are first party and classified as medical only. You will use skills in investigation, evaluation, and negotiation to resolve claims. Communication skills will also be applied to correspond in writing and over the phone with individuals including injured workers, insureds, agents, vendors, team members, and defense counsel. The EMO role is an entry-level position and will get you started for future growth and career pathing potential within the Workers' Compensation Department!

Essential Functions:

• Receive claims assignments consisting of insured and claimant accident reports.


• Handle first party, medical-only claims claims.


• Adjust, negotiate and settle justified claims for proper amounts within authorization or as directed by the supervisor.


• Determine extent of injury, coverage questions and medical values by evaluating all the facts developed through investigation.


• This position will have numerous contacts with, including but not limited to, injured workers, insureds, agents, and vendors by telephone and in writing.


• Review incoming loss notices and assign accordingly to claim representatives within unit or send to appropriate handling office/region.


• Required to take recorded statements as directed by supervisor on claims with compensability or 3rd party investigations.


• Handle and assign hearing notices to defense counsel.


• Work on bringing claim files to closure.


• Responsible for setting medical, other, and legal incurred when appropriate.


• Check medical reports, prior authorizations, bills, invoices, and other information for each individual claim, ensuring we are paying for appropriate injury sites.


• Review and study claim practices, policy coverages, procedures, bulletins, and attend company training classes.


• Perform other tasks as assigned by management in relation to daily operations.


• Operate within a rules-based environment with a strong customer satisfaction emphasis.


• Adhere to mandated state regulations.


• Performs other duties as assigned.


• Conforms with all corporate policies and procedures.

What you need

• Bachelor's Degree preferred or equivalent experience.


• 2-4 years previous claims experience preferred but not required.

Licensing

Required to obtain your license(s) as an adjuster in the state(s) in which you are assigned to adjust claims. Licensing must be obtained within the timeframe set forth by the Company and must be maintained as needed throughout your employment.

Salary range:

$46,000 - $59,000

The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, their geographic location, education, certification(s), scope and responsibilities in the role, and additional qualifications.

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:

• Medical and Prescription Drug Benefit


• Life Insurance and Disability Benefits


• 401(k) Profit Sharing and Investment Plan(Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)


• Health Savings Account (HSA)


• Flexible Spending Accounts


• Tuition Assistance, Training, and Professional Designations


• Company-Paid Family Leave


• Adoption/Surrogacy Assistance Benefit


• Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance


• Student Loan Refinancing Services


• Care.com Membership with Back-up Care, Senior Solutions


• Business Travel Accident Insurance


• Matching Gifts program


• Employee Referral Award Program


• Wellness programs

Additional Information:

This position is a full time hourly, non-exempt (overtime eligible) position.

Utica National is an Equal Opportunity Employer.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.