Position Summary
Under minimal supervision, manages all aspects of indemnity claims handling from inception to conclusion within established authority and guidelines.
Responsibilities
- Effectively manages a caseload of 150 to 180 workers’ compensation files, including very complex claims.
- Initiates and conducts investigations in a timely manner.
- Determines compensability of claims and administers benefits based upon state law and company guidelines.
- Manages medical treatment and billing, authorizing as appropriate.
- Refers cases to external defense counsel; directs and manages as appropriate.
- Communicates with claimants, providers, and vendors regarding claim issues.
- Computes and sets reserves within company guidelines; limits are larger than those for Claims Examiner I and II.
- Settles and/or finalizes all claims and obtains authority as designated.
- Maintains diary system for case review and documents file to reflect status and work performed.
- Communicates appropriate information promptly to the client to resolve claims efficiently, including injury trends or safety concerns.
- Adheres to all company policies and procedures.
- Conducts file reviews independently.
- Performs other duties as assigned.
Equipment Operated/Used
Computer, 10-key, fax machine, copier, printer, and other office equipment.
Special Equipment or Clothing
Appropriate office attire.
Qualifications
- Education/Experience: Bachelor’s degree in a related field (preferred); three (3) or more years of related experience; or equivalent combination of education and experience.
- Knowledge, Skills and Abilities:
- Technical knowledge of statutory regulations and medical terminology.
- Analytical skills.
- Excellent written and verbal communication skills, including the ability to convey technical details to claimants, clients, and staff.
- Ability to interact with persons at all levels in the business environment.
- Ability to independently and effectively manage very complex claims.
- Proficiency in Word and Excel (preferred).
- Other Qualifications: Certifications and/or licenses as required by state regulation.
Benefits
- Medical, Dental & Vision Insurance
- Life & Disability Insurance
- 401(k) plan
- Paid time off
- Paid holidays
- Referral bonus