Work From Home Licensed ACA Agent

Affirminsured; United States; Remote; USD 223,000 - 279,000; Full time

Benefits offered by this job

Competitive commissions

Comprehensive training programs

Bonuses and incentives

Job summary

An insurance solution provider based in the United States is seeking a Licensed Healthcare Insurance Agent. In this role, you'll guide customers through various health insurance plans, ensuring they find coverage that meets their needs. You'll receive comprehensive training, ongoing support, and have the opportunity to earn competitive commissions. Ideal candidates will possess effective communication skills and a customer-service mindset. Experience in the ACA field is required, along with relevant licensing and certifications.

Qualifications

• Minimum 1 OEP selling experience required.
• Completion of a pre-screening assessment is needed.

Responsibilities

• Guide customers through plan options based on needs.
• Provide empathetic solutions and address concerns.
• Assist customers in enrolling in appropriate plans.

Skills

Strong active listening skills

Attention to detail

Sales experience

Customer-service-oriented mindset

Education

High school diploma or equivalent

Health Insurance License

Federally Facilitated Marketplace (FFM) Certification

Tools

Laptop or desktop computer with Windows 10

Dual monitors

USB-connected headphones

Job description

About Affim Insured:

Affirm Insured is a recognized leader in the insurance industry, providing comprehensive inbound, outbound, automated, and business process outsourcing solutions. We take pride in our commitment to quality service and customer satisfaction.

What You’ll Be Doing:

If you have no experience, Affim Insured, we set you up for success with a comprehensive training program, followed by a "nesting" period before open enrollment begins. During this time, you’ll get hands‑on experience with our systems and processes. Once training is complete, you’ll begin advising individuals and families, using your knowledge and skills to match them with the best insurance plans to meet their needs. Your role is essential in helping people navigate the complex world of health insurance, ensuring they receive the coverage they need.

If you have experience, you will go through self‑paced training refresher videos and start assisting customers.

As a Licensed Healthcare Insurance Agent, you will:

• Guide customers through plan options that suit their budget and healthcare needs, highlighting the benefits of different products.
• Address customer concerns and provide solutions with empathy, utilizing strong closing techniques.
• Assist individuals and families in enrolling in the most appropriate plan for their circumstances.
• Actively listen to customers to identify additional needs that may be addressed by different plan features and enhancements.
• Answer questions about health insurance plans and benefits to ensure customers are well‑informed.

Qualifications and Requirements:

• Experience: ACA experience required (minimum of one OEP selling experience).
• Skills: Strong active listening skills and attention to detail.
• Environment: Must have a dedicated, secure, and distraction‑free workspace.
• Technical Requirements:
  • High‑speed internet (minimum 10 Mbps upload and 20 Mbps download) with a hard‑wired connection.
  • Laptop or desktop computer with Windows 10 or greater (Apple/Mac, Chromebooks, and tablets are incompatible).
  • Dual monitors and a webcam are required.
  • USB‑connected headphones with a microphone and mute button (Bluetooth is not acceptable).
• Other Requirements: Completion of a pre‑screening assessment and possession of a high school diploma or equivalent.

What You Can Expect:

• Support: You’ll have the backing of knowledgeable supervisors, quality coaches, and management to help you succeed.
• Compensation: Earn $20 - $25 per enrollment in commissions for enrollments and renewals, paid out after the program ends.
• Bonuses and Incentives: Enjoy training bonuses, program completion bonuses, and performance incentives (daily and weekly).

License/Certification:

• Health Insurance License (Required)
• Federally Facilitated Marketplace (FFM) Certification (Required)

Why Choose Affim Insured?

Affirm Insured is committed to helping families, individuals, and groups find the best health insurance coverage for their unique needs. As a dynamic sales and marketing company founded by salespeople for salespeople, we offer unique solutions to address the nation's most critical problems. Our total support system provides a fast and simple path to a rewarding career with significant income potential.

This opportunity provides access to:

• Complete training and developmental programs to support your career growth.
• Competitive compensation with weekly advance commissions and renewal commissions for long‑term income.
• Additional incentives, including travel and national contests with chances to win cash, weekend trips, and more.
• A dedicated team committed to helping you train and manage your business.
• Contracting with up to 190 different carriers for Health, Vision/Dental, and Life Insurance (ACA Plans and Medicare when necessary).
• A flexible work environment with free daily leads.

Desired Skills and Experience:

• Results‑oriented and driven self‑stators.
• Motivated, positive team builders.
• A commitment to excellence in all endeavors.
• A customer‑service‑oriented mindset.
• Previous sales experience is preferred but not required.
• Life and Health insurance licenses are required to move forward, but we can help you earn one if you aren’t already licensed.

Affirm Insured continues to be a strong, stable, and growing business:

• Over 80% of our agents have no prior insurance experience. Not licensed? No problem! Our hiring managers will guide you through the licensing process.
• Our top 75% agents average $75,000 in income per year.
• Our top 25% agents earn over $125,000 per year.
• We have an 85% retention rate with our brokers (compared to an industry turnover rate of 92%).

This is an independent contractor position, offering the opportunity to be in business for yourself, but not by yourself. Apply now to learn how you can take control of your career with Affim Insured.