Wire Specialist

Metro City Bank; Doraville (GA); On-site; USD 36,000 - 48,000; Full time

Job summary

Metro City Bank's Doraville office is seeking an experienced Operations Associate to handle incoming and outgoing wires, verify transfer details, and maintain accurate transaction records.

Responsibilities include daily document review, adherence to BSA/AML regulations, CIP data collection, and reporting suspicious activity. Strong communication, attention to detail, and knowledge of banking compliance are required.

Qualifications

• High school diploma or equivalent; banking operations experience preferred.
• Knowledge of BSA/AML regulations and CIP concepts.
• Experience with wire transfers and currency transaction reporting.
• Proficient in MS Office applications and banking software.

Responsibilities

• Process incoming wires, domestic and international.
• Process outgoing wires, domestic and international.
• Verify information on incoming and outgoing wires.
• Daily review and scanning of documents.
• Perform all duties in compliance with BSA/AML regulations and requirements.
• Obtain adequate data for CIP on all wire and money instrument transactions.
• Monitor and report suspicious activity to the BSA Officer.

Skills

BSA/AML knowledge

Wire transfers

Communication

Compliance

Microsoft Office

Teamwork

Education

High school Diploma/GED

Tools

Microsoft Office

Adobe

Internet

Email

Job description

Doraville - Main Office
Metro City Bank | Main Office - Headquarters
5114 Buford Highway
Doraville, GA 30340, USA

Doraville - Main Office
Metro City Bank | Main Office - Headquarters
5114 Buford Highway
Doraville, GA 30340, USA

Receives, verifies, processes, and distributes incoming transfers and maintains records of transactions. Responsible for transfer and preparation of incoming, outgoing, and internal funds transfers.

• Process incoming wires, domestic and international
• Process outgoing wires, domestic and international
• Verify information on incoming and outgoing wires
• Daily review and scanning of documents
• Perform all duties in compliance with BSA/AML regulations and requirements
• Obtains adequate data for CIP on all wire and money instrument transactions
• Monitors and reports suspicious activity to the BSA Officer

Communication

• Greet customers and coworkers in a friendly manner
• Uses common courtesy when speaking with customers and coworkers
• Communicates clearly and effectively in writing and speaking
• Reacts to feedback appropriately
• Able to communicate negative information positively and professionally

Compliance

• Familiar with the overall BSA/AML regulations and requirements
• Exhibits adequate knowledge of the following: CIP, Account Risk Assessment, Customer Due Diligence, CTR, OFAC, Cash purchase of monetary instruments, Originating Bank, Beneficiary Bank, TIN, NRA, HIDTA, HIFCA and SAR
• Exhibits adequate knowledge of the following concepts: placement, layering, and integration
• Familiar with the reporting requirements pertaining to currency transactions, cash purchase monetary instruments, wire transfers and opening of an account
• Exhibits adequate knowledge of regulations governing consumer laws pertaining to deposits or loans products
• Knows where and to whom any "suspicious" activity should be reported

Knowledge of the Job

• Understands policies, procedures, and regulations related to their job description.
• Has the product and operational knowledge needed to do the job.
• Has the technical skills required to do the job and uses technology appropriately.
• Remains current on all Bank communication.

Personal Integrity

• Demonstrates commitment to providing quality service to customers
• Make commitments that are within the scope of the position
• Accepts responsibility for own work
• Maintains strong commitment to the bank's conduct/accuracy guidelines
• Taking responsibility for a thorough and detailed method of working.

Respect

• Value diversity, differences in experience, backgrounds, and opinions of others
• Treats all people with dignity and honesty
• Shows respect and sensitivity for cultural differences
• Respects the confidential nature of information
• Maintains composure when dealing with the unexpected

Teamwork

• Promotes teamwork with flexibility and cooperation
• Works in the best interests of their team to achieve overall Bank goals
• Knows when to ask for help, solicit input from appropriate resources
• Works effectively and productively with all areas of the Bank

Personal Development

• Continue to develop knowledge of Metro City Bank products, services, and procedures
• Demonstrates commitment to continuous learning and improvement
• Remains current on all Compliance courses assigned

Education/Additional Training or Certifications

• High school Diploma/GED or equivalent work experience

Knowledge/Experience

• Software skills including Microsoft Office, Adobe, Internet, and Email
• Prior Banking experience preferably in the operations environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and color vision.

AAP/EEO Statement

Metro City Bank is an Equal Employment Opportunity/Affirmative Action Employer with regard to Females, Minorities, Veterans and Disabled Persons

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Qualifications

Skills

Behaviors

Motivations

Education

Experience

Licenses & Certifications

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.