Wholesale Credit Delivery Associate II

Truist Wealth; Georgia; On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) plan

Paid time off & holidays

Life insurance

Disability insurance

Job summary

Truist Wealth is seeking a Wholesale Credit Delivery Associate/Analyst to support underwriting and documentation for complex credit relationships across Commercial Banking, CRE, and Wealth specialty businesses. You will analyze financials, mitigate risk, and coordinate with Credit Officers through closing.

The role emphasizes loan documentation accuracy, collaboration with Relationship Managers, and mentoring junior analysts within a team environment.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or Business or equivalent.
• 3–4 years of Commercial Banking, CRE, or Wealth specialty experience.
• Excellent verbal and written communication skills.
• Proficiency in basic computer applications, such as Microsoft Office.
• Strong analytical and problem-solving skills.
• Strong knowledge of CRE credit delivery principles.
• Ability to handle multiple priorities under time constraints.
• Demonstrated success working in a collaborative team environment.

Responsibilities

• Facilitate underwriting diligence and documentation for complex or larger credits; coordinate with Credit Officer and approvers through closing.
• Ensure loan agreements align with approval documents; address issues in consultation with Relationship Manager.
• Analyze financial statements, projections, and document client performance and risk mitigants.
• Maintain Credit Process Metrics within prescribed tolerances; manage risk evaluation and compliance for assigned portfolio.
• Serve as client and internal contact for the portfolio; may include site visits with client management.
• Support and mentor Credit Delivery Analysts and other Associates.

Skills

Verbal & written communication

Analytical thinking

Problem-solving

Multitasking

Team collaboration

MS Office proficiency

CRE credit delivery knowledge

Education

Bachelor's degree in Finance, Accounting, Economics or Business

Master's in Commercial Banking or Real Estate

Tools

Microsoft Office

Job description

Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit and products within Commercial Banking, Commercial Real Estate, and/or Wealth specialty businesses and facilitates financial analysis, risk assessment and credit structure recommendations for clients and prospects.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• 1. Facilitates the diligence and underwriting documentation of the more complex and larger credit relationships; supports credit presentation preparation and discussions with Credit Officer and other final approvers and coordinates legal documentation efforts through closing and funding phase.
• 2. Ensures loan agreement is in accordance with approval documents. Identifies potential issues contained within loan documentation and takes steps to address the issues, in consultation with Relationship Manager.
• 3. Analyzes financial statements/projections and documents client performance, along with identified risk and risk mitigants of most complex credits.
• 4. Ensures all Credit Process Metrics are within prescribed tolerances. Accountable for the risk evaluation and associated compliance requirements within assigned portfolio and for prospects. Identifies issues and follows through for remediation.
• 5. Serves as a client and internal point of contact in managing assigned portfolio. (May include site visit and/or visit with client management team)
• 6. Supports and mentors Credit Delivery Analysts and other Associates.

Required Qualifications

• 1. Bachelor’s degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience.
• 2. 3 - 4 years of Commercial Banking, Commercial Real Estate, or Wealth Specialty business experience.
• 3. Excellent verbal and written communication skills.
• 4. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
• 5. Strong analytical and problem-solving skills.
• 6. Strong knowledge of commercial real estate credit delivery principles.
• 7. Ability to handle multiple priorities under time constraints.
• 8. Demonstrated success working in a collaborative team environment.

Preferred Qualifications

• 1. Master’s in Commercial Banking or Real Estate or combined Commercial Banking/Commercial Real Estate experience through internships or other experiences; or an equivalent combination of educational and experience or other related advanced degree.
• 2. 3 years of experience in a Commercial Banking or Commercial Real Estate Associate Development Program and/or equivalent experience in a Credit Delivery role.

#Atlanta #Miami

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law

E-Verify IER Right to Work About Truist

About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.