Wealth Advisor - Westmoreland County

Somerset Trust Company; Greensburg (Westmoreland County); Presencial; USD 90.000 - 130.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Bank-wide bonus

401(k)

ESOP

Medical insurance

Dental & Vision insurance

Health Savings Account

Life Insurance

Paid Holidays

PTO

Paid Volunteer Time

Descripción de la vacante

Somerset Trust Company is seeking a Wealth Advisor within STC Wealth Management to build and grow a client book through comprehensive financial planning and investment management. You will lead the client experience by assembling a team around the client, including a portfolio manager, trust officer, and account staff.

You will maintain long-term client relationships by reviewing goals, updating plans, and coordinating with lenders and internal partners to develop new opportunities.

Formación

• 3+ years in financial services.
• CFP/CTFA/CPA/JD preferred but not required.
• Bachelor's degree from four-year college or university or equivalent experience.

Responsabilidades

• Develop personalized financial plans for clients.
• Identify goals and objectives with clients.
• Expand client relationships through business development and networking.
• Present financial recommendations and guidance to clients.
• Monitor plans and update as objectives change.

Conocimientos

Client relationships

Financial planning

Investment management

Communication

Educación

Bachelor's degree

CFP/CTFA/CPA/JD preferred

Herramientas

Microsoft Access

Descripción del empleo

• Location 835 E Pittsburgh Street,Greensburg, PA, 15601,United States
• Job Category Trust, Investments
• Employee Type Exempt FT
• Manage Others No

Description

Summary

As part of the Somerset Trust Team, it is the expectation that all employees provide exceptional customer service to both internal and external customers, foster positive, respectful collaboration with colleagues across the organization, and uphold the values of the company (Service, Fairness, Honesty).

Develop- As a Wealth Advisor with STC Wealth Management your goal is to build and grow a book of business through financial planning and Investment management.

Manage- Wealth Advisors are responsible for leading the client experience. This is accomplished by building a team around the client. This includes a portfolio manager, Trust officer, and various account administrators.

Maintain- Creating long-term relationships with clients is a focus for this role. This is accomplished through continued review of our client’s financial goals and updating the plan as objectives may change.

STC Wealth Management offers advice and planning strategies focused on helping clients meet their investing and financial goals. This includes retirement planning, Trust and estate planning, as well as managing the overall risk of a client’s investment, as well as their objectives.

Essential Duties and Responsibilities

• Works with our team in creating personalized solutions on behalf of you and your clients.
• Determines a client’s goals and objectives.
• Identifies sales opportunities through internal and external prospecting.
• Develops and expands client relationships through business development and COI networking.
• Offers planning and investment knowledge to solve client problems appropriately and efficiently.
• Present financial recommendations and guidance to clients.
• Establishes individual financial plans based on client financial needs and objectives.
• Monitors financial plans and recommends changes as needed.
• Actively and regularly coaches and educates branch staff and internal business partners to identify investment opportunities.
• Drives investment education and visibility among bank staff.
• Partners with lenders and managers to develop opportunities for new business.
• Has regular and effective communication with internal and external partners to build strong relationships that drive referral activity.
• Understand and support all BSA/AML responsibilities as applicable to the position as well as consistently, accurately, and timely carry out these responsibilities in compliance with the Bank’s internal policies
• Perform other related work and duties as assigned

Education and/or Experience

• 3+ years working in the financial services industry.
• CFP, CTFA, CPA, JD preferred but not required.
• Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

TECHNICAL SKILLS

• Knowledge of Microsoft Access
• Must be willing to learn new systems and not have any issues with emerging technology.

LANGUAGE SKILLS

• Must possess excellent communication skills and be able to clearly effectively communicate with both customers and bank personnel.
• Ability to read, analyze and interpret various documents such as industry journals, operating and maintenance instructions, and procedure manuals.
• Ability to compile reports and compose customer correspondence.

MATHEMATICAL SKILLS

• Ability to calculate figures and amounts such as discounts, percentages and interest, etc.

REASONING ABILITY

• Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
• Ability to deal with problems involving several concrete variables in standardized situations.
• Desire to understand and utilize systems to their utmost capabilities.

PHYSCIAL DEMANDS

• While performing the duties of this job, the employee is required to use hands and fingers to operate office equipment, telephones, etc.
• The employee must occasionally lift and/or move up to 25 pounds
• Specific vision abilities required by this job include close vision, and ability to adjust focus

WORK ENVIRONMENT

• The noise level in the work environment is usually moderate.

BENEFITS AND ADDITIONAL INFORMATION

• Bank wide bonus, 401(k), ESOP, Medical, Dental & Vision insurance, Health Savings Account, Life Insurance, Paid Holidays, PTO, and Paid Volunteer Time.
• Work Schedule is Monday through Friday
• Full-time 37.5 – 40 hours per week

This job description is not designed as a comprehensive list of activities, duties, and/or responsibilities and may change at any time with or without notice. The duties and qualifications stated within this job description are representative of the knowledge, skill, and/or ability required for this position.

Somerset Trust Company is an Equal Opportunity Employer, including disability and protected veteran status. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.