Wealth Advisor IV

First Financial Bank; Grand Rapids (MI); On-site; USD 130,000 - 180,000; Full time

Benefits offered by this job

Benefits

Incentive eligibility

Job summary

First Financial Bank is seeking a Wealth Advisor who will be the primary point of contact for Wealth clients and responsible for maintaining and expanding client relationships. You will structure goals-based investment management and financial planning based on a deep understanding of each client’s finances and family situation.

The role involves delivering client service satisfaction, leading portfolio discussions, and coordinating asset allocation strategies with the Investment Committee.

Qualifications

• Ten years of successful investment and/or portfolio management experience.
• Relationship management experience with clients is required.
• Knowledge of investment solutions, risk management, asset allocation and program design.
• Extensive experience with financial planning software.
• Extensive business development experience is a plus.
• Strong communication and presentation skills; able to articulate investment management and financial planning options to clients.
• Experience in banking or financial services is preferred.
• Demonstrated commitment to professional development.
• Demonstrated knowledge of industry practices and regulations.

Responsibilities

• Serves as client’s primary point of contact.
• Delivers on Client Service Standards to maximize client satisfaction and drive retention and acquisition.
• Generates sales leads through cross-function collaboration, centers of influence and personal contacts.
• Develops perspective on clients by gathering personal data and information on financial situation, goals, objectives and risk.
• Selects specific FFB asset allocation strategies according to client goals and risk tolerances.
• Implements FFB asset allocation strategies for new and incremental assets within client accounts.
• Coordinates unique portfolio requirements or client situations with FFB Investment Committee.
• Delivers annual investment reviews to clients.
• Communicates updates to FFB portfolio strategies to clients and prospects.
• Utilization of financial planning to drive client retention and acquisition.
• Serves on the FFB Investment Committee as client advocate and strategy consultant.
• Completes regulator investment review requirements for assigned client accounts and adheres to other departmental compliance guidelines.

Skills

Investment management

Relationship management

Client communication

Financial planning

Asset allocation

Portfolio analysis

Business development

Regulatory compliance

Education

Bachelor’s degree in Business

CFA/CFP preferred

Tools

Financial planning software

CRM systems

Job description

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.

The Wealth Advisor will serve as the primary point of contact with the Wealth client. The Wealth Advisor is responsible for maintaining existing Wealth relationships and developing new client relationships. Key responsibilities include developing a deep knowledge of the client’s entire financial and family situation in order to structure a goals-based investment management strategy and financial plan.

Essential Functions/Responsibilities

• Serves as client’s primary point of contact.
• Delivers on Client Service Standards to maximize client satisfaction and drive retention and acquisition.
• Generates sales leads through cross-function collaboration, centers of influence and personal contacts.
• Develops perspective on clients by gathering personal data and information on financial situation, goals, objectives and risk.
• Selects specific FFB asset allocation strategies according to client goals and risk tolerances.
• Implements FFB asset allocation strategies for new and incremental assets within client accounts.
• Coordinates unique portfolio requirements or client situations with FFB Investment Committee.
• Delivers annual investment reviews to clients.
• Communicates updates to FFB portfolio strategies to clients and prospects.
• Utilization of financial planning to drive client retention and acquisition.
• Serves on the FFB Investment Committee as client advocate and strategy consultant.
• Completes regulator investment review requirements for assigned client accounts and adheres to other departmental compliance guidelines.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• Ten (10) years of successful investment and/or portfolio management experience; experience working with clients with sophisticated investment management and financial planning needs.
• Relationship management experience with clients is required.
• Knowledge of investment solutions, risk management, asset allocation and program design.
• Extensive experience with financial planning software.
• Preferred Knowledge and Skills.
• Extensive business development experience is a plus.
• Strong communication and presentation skills; able to effectively articulate investment management and financial planning options to clients.
• Experience in banking or financial services is preferred.
• Bachelor’s degree in Business or other related field of study.
• CFA/CFP is strongly preferred.
• Demonstrated commitment to professional development.
• Demonstrated knowledge of industry practices and regulations.

Level of Complexity and Scope

Degree of Independence and Decision-Making Required

Supervisory Responsibilities N/A

Physical Requirements

Occasionally lifts and carries up to 20 lbs frequently lifts and carries up to 10 lbs frequently sits, stands and drives.

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training Pay Range

Pay Range: $130,000/year to $180,000/year

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates’ holistic wellbeing. Please review our Benefits Guide.

Incentive Eligibility

All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

EEO Statement

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.

Company Mission

At first financial bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve.

Values

Doing the right thing Teamwork Mutual respect Wellbeing Excellence

Closing Narrative

If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters—you’ll find your future here.