Wealth Advisor

CFP; San Francisco (CA); Hybrid; USD 140,000 - 230,000; Full time

Benefits offered by this job

401(k) with vested match

PTO

Health insurance

Job summary

CFP Board of Standards Inc. is seeking an experienced Wealth Advisor to join our intimate, fiduciary RIA focused on delivering personalized wealth management and financial planning to high-net-worth individuals and families.

The role emphasizes independent judgment within a collaborative team. The ideal candidate brings at least 10 years of direct HNW experience, strong financial planning expertise, and comfort advising across retirement, estate, tax, and investment management needs.

Qualifications

• 10+ years of experience in financial planning, wealth management, or investment advisory services.
• CFP® certification.
• Strong knowledge of comprehensive financial planning.
• Demonstrated investment management experience, including portfolio construction and asset allocation.
• Familiarity with the firm’s technology ecosystem, including Charles Schwab and Tamarac.
• Familiarity with Wealthbox, RightCapital, Holistiplan is preferred.

Responsibilities

• Serve as a trusted advisor to high-net-worth individuals and families. Develop and maintain deep, long-term client relationships based on trust and fiduciary advice.
• Lead client meetings and proactively identify financial planning and investment needs.
• Communicate complex financial concepts clearly and thoughtfully.
• Coordinate with clients’ attorneys, accountants, insurance professionals, and other outside advisors when appropriate.
• Anticipate client needs and deliver a consistently high level of service.
• Develop and maintain comprehensive financial plans for high-net-worth clients.
• Advise on retirement planning, cash flow, tax planning, estate planning, charitable giving, risk management, and other wealth-planning issues.
• Analyze complex financial situations and translate analysis into actionable recommendations.
• Collaborate with other advisory team members to develop integrated client strategies.
• Participate in the Investment Committee regarding portfolio construction, asset allocation, and investment implementation.
• Monitor client portfolios and recommend changes based on objectives, risk, tax considerations, and market conditions.
• Clearly explain investment strategies and market developments to clients.
• Identify opportunities to grow the firm’s client base and expand existing client relationships.
• Build and maintain a strong professional network that generates qualified prospective clients.
• Represent the firm in professional organizations, industry events, and community activities.
• Participate in business development and marketing initiatives.
• Collaborate with advisors and team members and contribute to refining processes with fiduciary duty at the core.

Skills

Client relationship management

Financial planning

Investment management

Communication

Education

CFP certification

Tools

Charles Schwab

Tamarac

Wealthbox

RightCapital

Holistiplan

Job description

Wealth Advisor

About the Firm We are a small (9 person), independent, fiduciary Registered Investment Adviser (RIA) focused on providing highly personalized wealth management and financial planning to high-net-worth individuals and families. Our clients value objective advice, thoughtful financial planning, disciplined investment management, and long-term relationships.

We are seeking an experienced Wealth Advisor to join our team and play an important role in serving and growing our client relationships.

The Opportunity

The ideal candidate is an experienced advisor who has spent at least 10 years working directly with high-net-worth clients and is comfortable serving as a trusted advisor across a broad range of financial planning and investment management needs.

This person should have strong financial planning expertise, investment knowledge using primarily mutual funds and ETFs, excellent communication skills, and the judgment to work independently while contributing to a collaborative team environment.

Client Advisory & Relationship Management

Serve as a trusted advisor to high-net-worth individuals and families. Develop and maintain deep, long-term client relationships based on trust and fiduciary advice.

Lead client meetings and proactively identify financial planning and investment needs.

Communicate complex financial concepts clearly and thoughtfully.

Coordinate with clients’ attorneys, accountants, insurance professionals, and other outside advisors when appropriate. Anticipate client needs and deliver a consistently high level of service.

Financial Planning

Develop and maintain comprehensive financial plans for high-net-worth clients.

Advise clients on retirement planning, cash flow, tax planning, estate planning, charitable giving, risk management, and other wealth-planning issues.

Analyze complex financial situations and translate analysis into actionable recommendations.

Collaborate with other members of the advisory team to develop integrated client strategies.

Investment Management

Participate in firm’s Investment Committee regarding portfolio construction, asset allocation, and investment implementation.

Demonstrate a strong understanding of capital markets, portfolio theory, risk management, and investment vehicles.

Evaluate and utilize mutual funds and ETFs within diversified investment models.

Monitor client portfolios and recommend changes as appropriate based on client objectives, risk tolerance, tax considerations, and market conditions.

Clearly explain investment strategies and market developments to clients.

Business Development & Firm Growth

Identify opportunities to grow the firm’s client base and expand existing client relationships.

Build and maintain a strong professional network that generates qualified prospective clients.

Represent the firm in professional organizations, industry events, and community activities.

Participate in the development and execution of business development and marketing initiatives.

Team & Firm Contribution

Collaborate closely with other advisors and team members.

Contribute to the ongoing development and refinement of the firm’s financial planning and investment processes. Commitment to acting as a fiduciary and putting clients’ interests first.

Qualifications

• Required 10+ years of experience in financial planning, wealth management, or investment advisory services.
• CFP® certification.
• Strong knowledge of comprehensive financial planning.
• Demonstrated investment management experience, including portfolio construction and asset allocation.
• Familiarity with the firm’s technology ecosystem, including Charles Schwab and Tamarac.
• Familiarity with Wealthbox, RightCapital, Holistiplan is preferred.

Preferred

• Excellent written and verbal communication skills.
• Ability to work independently while functioning effectively as part of a small team.
• Experience advising clients with complex compensation, concentrated equity positions, business interests, trusts, or other sophisticated planning needs.
• A proactive, entrepreneurial mindset and an interest in contributing to the growth of a small, independent RIA.

Compensation & Benefits

• Competitive compensation commensurate with experience and qualifications, base salary and bonus plans, comprehensive benefits package (401(k) with vested match, PTO, health insurance.

Location San Francisco Bay Area, Hybrid