Wealth Advisor

Mountain America Credit Union; Glendale (AZ); On-site; USD 90,000 - 140,000; Full time

Job summary

Mountain America Credit Union is seeking a Wealth Advisor II to support multiple branches and collaborate with a broker-dealer for comprehensive wealth management solutions.

You will engage members, develop financial plans, and provide fiduciary guidance on investments and insurance products while maintaining regulatory compliance and accurate CRM records.

Qualifications

• Minimum 3 years of relevant experience or related college program completed.
• Bachelor’s degree from an accredited institution or related field experience.
• Licenses/Certifications required: SIE, Life Insurance, Series 7, Series 63 & 65 (or 66 in place of 63 & 65).
• CRM/documentation experience and ability to maintain compliance.

Responsibilities

• Engage members to understand financial needs, goals, and risk tolerance; conduct periodic reviews.
• Develop comprehensive financial plans aligned with member objectives including retirement, education, tax, estate, and insurance planning.
• Identify wealth management growth opportunities and educate branches to drive referrals.

Skills

Investment guidance

Sales achievement

Communication

Ethical standards

Multi-tasking

Education

Bachelor's degree or enrollment in accredited program

MBA/CFP/REN/CHLU/CHFC preferred

Tools

Microsoft Office

Outlook

Job description

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email [e-mail] and every reasonable effort will be made to accommodate your needs in a timely manner.

Job Summary

As a member of Mountain America’s wealth management team, you will collaborate with MACU branches and with a third-party broker dealer to provide comprehensive wealth management solutions to our members. This role is pivotal in delivering personalized financial guidance, enhancing member relationships, and assisting them with defining and achieving their financial dreams.

Job Description

The Wealth Advisor II role is responsible for supporting 2 or more Mountain America branches and for showing proficiency in the following areas:

• Member Engagement: Maintain and deepen long-term relationships with credit union members, understanding their financial needs, goals, and risk tolerance. This calls for periodic reviews and providing education to members. Document all interactions within a CRM system and follow up promptly on all member inquiries. Financial Planning: Develop comprehensive plans that align with members’ objectives, including retirement planning, education funding, tax considerations, estate planning, and insurance needs. Acting in a fiduciary capacity, make product recommendations to improve the financial situations of members and monitor for changes as needed.
• Sales and Business Development: Identify opportunities to grow the wealth management program and the overall credit union, including cross-selling credit union products and services and generating referrals. Maintain productive relationships with the branches you serve and educate branch partners on wealth management principles to encourage branch referrals.
• Compliance: Adhere to all regulatory requirements and ethical standards, maintaining a high level of professionalism and integrity in all member interactions.
• Maintain accurate and up-to-date records of member interactions and financial plans in accordance with compliance and broker dealer requirements.
• Growth and Development: Continually enhance skills and stay updated on industry trends to provide cutting-edge financial advice and solutions.

KNOWLEDGE, SKILLS, and ABILITIES

The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

Experience

Minimum of 3 years of relevant experience or completion of an accredited college program.

Education

An bachelor’s degree from an accredited institution, or enrollment in an accredited college program, or 3 years in a related field

Licenses/Certifications

Required: SIE (Securities Industry Essentials), Life Insurance, Series 7, and Series 63 & 65 (or 66 in place of 63 & 65).

Certificates such as an MBA, CFP, RICP, CHLU or CHFC preferred

Computer/Office Equipment Skills

Advanced Microsoft Office Suite, Outlook, ability to learn applicable software required for role.

Managerial Responsibility

Has no managerial/ supervisory responsibilities.

Language Skills

Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of employees, members, or clients.

Other Skills and Abilities

Experience providing investment guidance and advice to members.

Must be able to demonstrate a superior record of sales achievement while maintaining high ethical standards.

Degrees and/or certificates such as an MBA, CFP, CHLU or CHFC.

Proven leadership in regards to training and developing lesser experienced staff members and Licensed Branch Employees. Proven history of consistently exceeding annual goals. Ability to effectively communicate and coach while responding to all member inquiries in an efficient manner. Superior sales skills and have a command of all aspects of investment and insurance products including mutual funds and annuities. Thorough understanding of economic principles and compliance standards. Ability to multi-task many high priority tasks.

PHYSICAL ABILITIES / AND WORKING CONDITIONS

Physical Demands

Occasionally reaches with hands and arms, climbs or balances, tastes or smells. Frequently Stands, walks, uses hands to handle or feel, talks and sits.

Vision Requirements

Depth perception and the ability to adjust focus, close vision, distance vision, color vision, and peripheral visual acuity is required

Weight Lifted or Force Exerted

Frequently lifts up to 25 pounds, occasionally lists up to 50 pounds.

Environmental

Office type work environment

Noise Environment

Moderate noise level

This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.

Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.