W2 Role: Lead Software Engineer - Payments Lead

Yochana; Philadelphia (Philadelphia County); On-site; USD 120,000 - 160,000; Full time

Job summary

Yochana is seeking a Lead Software Engineer - Payments Lead in Philadelphia to deliver high-quality engineering solutions in the Global Payments & Liquidity Treasury Technology organization. Responsibilities include designing software solutions and providing technical guidance on payment platforms. Key qualifications include 6+ years of engineering experience and expertise in ACI payments applications. The role is onsite and emphasizes collaboration and automation practices.

Qualifications

• 6+ years of software engineering experience.
• 3+ years in ACI payments application suite.
• Experience in providing technical leadership within a team.

Responsibilities

• Lead the design and development of software solutions.
• Collaborate closely with architects and senior engineers.
• Troubleshoot complex technical issues and drive resolution.

Skills

Software engineering experience

Technical leadership

ACI payments application suite

Microservices

Problem-solving skills

DevOps practices

Tools

ACI UPF

JMS

Kafka/Confluent

Oracle

Job description

Job Title : Lead Software Engineer - Payments Lead

Location : Philadelphia, PA – Onsite

Duration : Contract role (W2)

Job Description:

We are seeking a Lead Software Engineer to join the Global Payments & Liquidity Treasury Technology organization. This role focuses on delivering high-quality, modern engineering solutions across critical payment platforms.

Responsibilities

• Lead the design and development of high-quality software solutions aligned with enterprise architecture, non-functional requirements, and modern engineering best practices.
• Collaborate closely with architects, senior engineers, and product partners to support modernization initiatives, including cloud readiness, API design, data strategy, and application migration.
• Serve as a technical lead during cross-team initiatives-providing guidance on design, integration, performance, and deployment.
• Troubleshoot complex technical issues, identify root causes, and help drive resolution of development, build, or deployment blockers.
• Participate actively in coding, peer reviews, design discussions, and technical decision-making.
• Ensure solutions meet security, scalability, performance, and reliability standards.
• Contribute to automation initiatives, CI/CD improvements, DevOps practices, and test automation.
• Support testing phases such as system testing, UAT, and performance validation.

Required Qualifications

• 6+ years of software engineering experience (or equivalent via work experience, training, military, or education).
• 6+ years of hands-on development experience in a technical engineering role.
• 3+ years in ACI payments application suite, ACI MTS, UPF & APSF
• Experience in providing technical leadership or mentoring within a team.

Desired Qualifications

• Experience with payments systems such as ACH and/or Wires.
• Hands-on experience with ACI UPF (Universal Payments Framework) including
• Endpoint, Gateway, and Bank Adapter configurations
• Message routing rules and processing rule setup
• Cartridge deployment and lifecycle management
• UPF Control Center operations (monitoring, auditing, alerting)
• Security configurations, including SP (Security Best Practices), crypto polic y keystore/truststore management
• Experience with UPF 5.x message flows, logging, troubleshooting, and ISO 2 message orchestration
• Experience with ACSF/APSF configurations, WebSphere deployments, and automation (Jython/Python, Unix shell scripting).
• Experience with ACI MTS, including Entia setup, routing rules, remote records, an line configurations.
• Strong understanding of global payment rails (FED, CHIPS, CHAPS, TARGET, SWIF
• Exposure to ISO 20022 implementations.
• Solid experience with Microservices, JEE, middleware, transaction management, security, connection pooling, messaging, and performance tuning.
• Experience conducting NFR testing including RTO/RPO validation.
• Experience collaborating across distributed/virtual teams.
• Strong analytical and problem-solving skills, with high attention to detail.
• 4+ years with JMS, 4+ years with Kafka/Confluent, and 3+ years with Oracle.
• Experience with secure DevOps, cloud deployment automation, and test automation.
• Experience collaborating across distributed/virtua
• Strong analytical and problem-solving skills, with t
• 4+ years with JMS, 4+ years with Kafka/Confluent,
• Experience with secure DevOps, cloud deployment automation and test automation

Job Expectations

• Ability to work onsite at one of the posted locations.