VP, Senior Underwriter - Transportation Finance

BMO Financial Group; Irving (TX); On-site; USD 87,000 - 162,000; Full time

Job summary

BMO Financial Group is seeking a qualified candidate to facilitate credit decision-making and maintain a client service environment. The role involves analyzing credit information, coordinating with various stakeholders, and providing specialized consulting and analytical support. Candidates should have 5-7 years of relevant experience and strong analytical skills.

Benefits

Health insurance

Tuition reimbursement

Incentives and bonuses

Qualifications

• Typically 5-7 years of relevant experience.
• Deep knowledge and technical proficiency from extensive education and experience.
• Strong collaboration and team skills.

Responsibilities

• Facilitates decisioning and analysis of credit information.
• Coordinates closing with clients and attorneys.
• Prepares concise credit correspondence.

Skills

Analytical skills

Problem-solving skills

Verbal communication skills

Written communication skills

Collaboration skills

Influence skills

Data-driven decision-making capabilities

Education

Post-secondary degree or equivalent

Job description

Application Deadline:

05/30/2025

Address:

300 E John Carpenter Freeway

Job Family Group:

Commercial Sales & Service

Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

1. Establishes cross-selling initiatives to increase penetration with clients.
2. Applies deep expertise in bank products, processes, and systems, troubleshooting to ensure a high-quality client experience.
3. Coordinates closing with the closing department, clients, and attorneys.
4. Serves as a daily escalation resource to ensure client expectations are met or exceeded.
5. Acts as a trusted advisor to assigned business/group.
6. Influences and negotiates to achieve business objectives.
7. Recommends and implements solutions based on analysis of issues and implications for the business.
8. Conducts independent analysis and assessment to resolve strategic issues.
9. Helps determine business priorities and the best sequence for execution of strategies.
10. Acts as the prime subject matter expert for internal/external stakeholders.
11. Participates in developing financial models and analytical tools to evaluate capital structures.
12. Designs and produces regular and ad-hoc reports and dashboards.
13. Maintains current knowledge on financing trends in target clients' markets and communicates insights to team members.
14. Leads or participates in defining communication plans to positively influence or change behavior; develops tailored messaging; and identifies appropriate channels.
15. Prepares concise credit correspondence.
16. Coordinates the preparation of lending proposals and pitches to maximize penetration and returns.
17. Negotiates transactions with clients and provides deal structuring expertise.
18. Oversees documentation and ongoing monitoring of asset and client performance.
19. May manage workflow of other analysts, aligning tasks with departmental goals.
20. Provides accurate financial analysis and risk assessments for new and existing customers.
21. Partners with internal stakeholders for detailed client information.
22. Develops credit information to make lending decisions on new, renewal, and extension loans.
23. Assists in negotiations of terms and conditions via phone and email interactions with clients.
24. Prepares summaries, presents facts, and offers opinions on creditworthiness.
25. Minimizes risk exposure by adhering to internal credit policies and procedures.
26. Provides input into operational program planning and implementation.
27. Builds effective relationships with internal and external stakeholders.
28. Focus is primarily on the business/group within BMO, with potential broader enterprise focus.
29. Provides specialized consulting, analytical, and technical support.
30. Exercises judgment to identify, diagnose, and solve problems within given rules.
31. Works independently, handling non-routine situations regularly.
32. Additional responsibilities may be assigned as needed.

Qualifications:

• Typically 5-7 years of relevant experience and a post-secondary degree or equivalent.
• Deep knowledge and technical proficiency from extensive education and experience.
• In-depth verbal and written communication skills.
• Strong collaboration and team skills.
• Analytical and problem-solving skills.
• Influence skills.
• Data-driven decision-making capabilities.

Salary: $87,000.00 - $161,400.00

Pay Type: Salaried

Salaries vary based on location, skills, experience, education, and qualifications, and may include commissions. Part-time salaries are pro-rated. The listed salary is the target for the first year.

Our total compensation may include incentives, bonuses, perks, and rewards, along with health insurance, tuition reimbursement, and more. Details at Total Rewards.

About Us

At BMO, we are driven by our Purpose: Boldly Grow the Good in business and life, creating positive change for customers, communities, and our people. We support growth, innovation, and impact from day one, providing tools and resources for success.

Learn more at BMO Careers.

BMO is an equal opportunity employer, evaluating applicants without regard to protected characteristics and considering those with criminal histories, consistent with applicable laws.

We are committed to providing reasonable accommodations for individuals with disabilities. Contact [e-mail] for assistance.

Note to Recruiters: BMO does not accept unsolicited resumes without a formal agreement. Resumes sent unsolicited will be considered property of BMO, and no fees will be paid for such placements.