VP/Principal, Structuring, AIS

Finsight Group Inc; New York, Northern (NY, KY); Hybrid; USD 200,000 - 225,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) with company match

HSAs with company contribution

Flexible Savings Accounts (FSA)

Commuter benefits

Job summary

Ares Insurance Solutions seeks a senior structuring professional to lead investment structuring for capital-efficient structures across diverse asset types and platforms. You will collaborate with deal teams, rating agencies, and internal partners to optimize risk-adjusted returns and liquidity while aligning with regulatory capital requirements.

The role emphasizes deep experience with insurance balance sheets, US, Bermuda, and Cayman regulatory capital frameworks, and close partnership with

Qualifications

• 7+ years of experience in structuring transactions and related fields.
• Experience structuring investments for insurance balance sheets.
• Deep knowledge of U.S., Bermuda, and Cayman regulatory capital frameworks.

Responsibilities

• Lead the structuring of complex investment transactions across private credit, structured credit, and asset-backed finance.
• Design investment structures aligned with liabilities, portfolio objectives, and capital framework.
• Serve as primary contact for rating agencies for AIS.
• Evaluate terms, cash flows, collateral, financing arrangements, covenants, and rating agency treatment.
• Collaborate with counsel on legal docs, vehicle formation, and governance rights.
• Act as internal SME on capital-efficient structures for insurance portfolios.
• Analyze regulatory capital implications across U.S. RBC, Bermuda BSCR, Cayman MCR/PCR.
• Coordinate with actuarial, finance, tax, accounting, risk to assess balance sheet impact.
• Monitor regulatory developments and advise on strategy and structuring.
• Provide senior leadership with recommendations on structure and capital efficiency.

Skills

Insurance structuring

Regulatory capital

Structured credit

Private credit

Leadership

Rating agencies

Job description

This role seeks a senior structuring professional to lead investment structuring in insurance solutions, focusing on capital-efficient structures across various investment types. The ideal candidate must have substantial experience with insurance balance sheets and regulatory capital frameworks, particularly in the U.S. and similar jurisdictions.

We are seeking a senior structuring professional to lead investment structuring for Ares Insurance Solutions. This individual will be responsible for designing, evaluating, and executing capital-efficient investment structures across private credit, structured credit, asset-backed finance, reinsurance-linked investments, fund structures, and strategic origination platforms. This work will involve working with internal deal teams and rating agencies to achieve capital efficiency.

The ideal candidate will bring deep experience in insurance balance sheets, regulatory capital frameworks, rating agency considerations, and investment structuring across the U.S., Bermuda, and Cayman Islands. This role will partner closely with investments, risk, actuarial, finance, legal, tax, accounting, and external counterparties to develop structures that optimize risk-adjusted returns, capital efficiency, liquidity, duration, and statutory treatment.

Key Responsibilities

• Lead the structuring of complex investment transactions across private credit, structured credit, asset-backed finance, fund investments, lending platforms, and other private asset strategies
• Design investment structures that align with the company’s insurance liabilities, portfolio objectives, risk appetite, liquidity needs, and capital framework
• Be primary point of contact for rating agencies for AIS
• Evaluate transaction terms, legal structures, cash flow waterfalls, collateral packages, financing arrangements, covenants, rating agency treatment, and downside protections
• Partner with internal and external counsel on legal documentation, vehicle formation, collateral arrangements, financing agreements, and governance rights
• Serve as the internal subject matter expert on capital-efficient investment structures for insurance company portfolios
• Analyze regulatory capital implications across relevant jurisdictions, including U.S. RBC, Bermuda BSCR, Cayman MCR/PCR, and other applicable insurance capital frameworks
• Work with actuarial, finance, tax, accounting, legal, and risk teams to evaluate how proposed structures affect the broader insurance balance sheet
• Monitor regulatory developments in the U.S., Bermuda, Cayman Islands, and other relevant markets that may affect investment strategy, capital treatment, and transaction structuring
• Provide senior leadership with recommendations on transaction structure, risk mitigants, capital efficiency, and portfolio fit

Qualifications

• 7+ years of relevant experience in structuring transactions, insurance investments, structured finance, investment banking, private credit, reinsurance, asset management, insurance solutions, or capital markets
• Significant experience structuring investments for insurance company balance sheets
• Deep understanding of U.S. insurance regulatory capital, including NAIC designations, RBC, statutory accounting, and insurance investment constraints
• Good working knowledge of Bermuda and Cayman insurance capital frameworks, including BSCR, MCR/PCR, and related solvency considerations
• Experience with structured credit, asset-backed finance, private credit, securitizations, fund structures, reinsurance transactions, financing vehicles, and/or lending platforms
• Ability to evaluate transaction economics, cash flow waterfalls, collateral structures, legal documentation, accounting treatment, tax considerations, and rating agency implications
• Proven ability to lead complex transactions across multiple internal and external stakeholders
• Strong executive presence and ability to present clearly to investment committees, senior management, boards, regulators, and rating agencies

Reporting Relationships

Partner, Head and Chief Investment Officer, Ares Insurance Solutions

Compensation

The anticipated base salary range for this position is listed below. Total compensation may also include a discretionary performance-based bonus. Note, the range takes into account a broad spectrum of qualifications, including, but not limited to, years of relevant work experience, education, and other relevant qualifications specific to the role.

Pay Transparency

$200,000.00 - $225,000.00

The firm also offers robust Benefits offerings. Ares U.S. Core Benefits include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; Employee Assistance Program (EAP), and Commuter Benefits plan for parking and transit.

Ares offers a number of additional benefits including access to a world-class medical advisory team, a mental health app that includes coaching, therapy and psychiatry, a mindfulness and wellbeing app, financial wellness benefit that includes access to a financial advisor, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program, education sponsorship program, and much more.

There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active.