VP, Pet Insurance Product & Underwriting

Pets Best Insurance Services LLC; United States; Teletrabalho; USD 195 000 - 275 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Healthcare coverage

Parental leave

Wellness Day off

Pet friendly office

Commuter benefits

Group Pet Insurance

On the job training and skills dev

Employee Assistance Program (EAP)

Resumo da oferta

Independence Pet Holdings is seeking a VP, Product, Underwriting & Insurance Products to lead the development, pricing, underwriting, profitability, and regulatory compliance of pet insurance products across North America. You will guide pricing strategies, actuarial analytics, and product innovation to drive growth and retention.

You will partner with carrier, operations, finance, legal, and commercial teams to implement innovative insurance products and go-to-market initiatives.

Qualificações

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Risk Management, Business, Data Science, or related quantitative discipline.
• Associate or Fellow designation from the Society of Actuaries (SOA) or Casualty Actuarial Society (CAS).
• 10+ years of insurance industry experience with responsibility in product management, underwriting, pricing, actuarial analysis, or insurance operations.
• Minimum 7 years of progressive leadership experience in product, underwriting, or insurance management roles.
• Demonstrated experience developing insurance products, underwriting guidelines, and pricing strategies.
• Experience with insurance regulatory filings, rate development, and form management.
• Strong knowledge of personal lines, property & casualty insurance, and risk management principles.
• Proven success leading cross-functional initiatives within matrix organizations.

Responsabilidades

• Develop and execute short and long-term product strategies aligned with company growth and profitability objectives.
• Lead the design, development, implementation, and enhancement of pet insurance products, pricing structures, coverage offerings, and underwriting programs.
• Conduct market research, competitive analysis, and industry trend assessments to identify opportunities for innovation and product expansion.
• Establish annual business plans, budgets, and performance objectives for Product and Underwriting functions.
• Ensure products, services, pricing, and risk eligibility guidelines meet evolving needs of customers, MGA partners, and strategic stakeholders.
• Oversee go-to-market strategies and product implementation initiatives across all channels.
• Direct actuarial analyses, pricing strategies, and financial modeling to support growth and profitability targets.
• Leverage advanced pricing methodologies utilizing predictive analytics, statistical modeling, and emerging data sources.
• Analyze portfolio performance, loss trends, retention metrics, utilization patterns, and profitability at geographic and product levels.
• Establish management reporting and KPIs to monitor business performance and identify corrective actions.
• Drive continuous enhancement of pricing sophistication and analytical capabilities to maximize underwriting margin and customer retention.
• Establish underwriting philosophy, policies, procedures, risk acceptance guidelines, and governance frameworks.
• Ensure underwriting execution aligns with regulatory requirements and profitability goals.
• Conduct underwriting and claims audits to evaluate performance and compliance.
• Develop and maintain underwriting manuals, rules, rating plans, guidelines, and related documentation.
• Monitor underwriting quality, portfolio mix, and emerging risk trends, implementing action plans.
• Collaborate with internal and external partners to optimize risk assessment and risk management practices.
• Lead policy forms, endorsements, rates, rules, and product documentation; submit regulatory filings.
• Prepare and deliver executive presentations, business cases, and strategic recommendations to leadership and partners.

Conhecimentos

Product strategy

Pricing analytics

Underwriting

Actuarial analytics

Leadership

Stakeholder management

Regulatory compliance

Data-driven decision making

Formação académica

Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Risk Management, Business, Data Science

SOA/CAS designation

Ferramentas

Pricing software

Descrição da oferta de emprego

Independence Pet Holdings is seeking a VP, Product, Underwriting & Insurance Products to lead the development, pricing, underwriting, profitability, and regulatory compliance of pet insurance products across North America. You will guide pricing strategies, actuarial analytics, and product innovation to drive growth and retention.

You will partner with carrier, operations, finance, legal, and commercial teams to implement innovative insurance products and go-to-market initiatives.