VP, Payments Risk & Compliance: Strategy, Audits & Governance

SWBC; San Antonio (TX); On-site; USD 180,000 - 260,000; Full time

Benefits offered by this job

Competitive compensation

Work-life balance

Leadership Academy & Mentor Program

Continuing education & certifications

401(k) retirement plans

Job summary

SWIVEL seeks a VP of Governance, Risk & Compliance to lead the Payments Compliance program and support audits across the payment products and services. You will mentor department leaders, ensure policy development, and maintain regulatory compliance with FINCEN, NACHA rules, and related standards.

You will partner with Fraud and Product teams to implement robust KYC/OFAC controls, oversee licensing and audits, and drive continuous improvement in risk management and regulatory adherence.

Qualifications

• Ten (10) years of compliance experience in financial services or fintech spaces.
• Three (3) years of multi-state compliance experience in the financial industries.
• Experience working with merchants or providers.
• Demonstrated ability to construct, deliver and manage compliance programs and product controls.

Responsibilities

• Create and maintain the Payments Enterprise Compliance program and policies for Governance, Risk & Compliance.
• Coordinate regulatory, internal, sponsor bank and third-party audits.
• Develop and implement internal controls, policies and training for AML/BSA compliance.
• Collaborate across departments to ensure cross-functional compliance for new payment initiatives.
• Lead risk assessments and remediation efforts to meet regulatory obligations.

Skills

Compliance leadership

Risk management

Regulatory knowledge

AML/BSA compliance

Audit coordination

Job description

SWIVEL seeks a VP of Governance, Risk & Compliance to lead the Payments Compliance program and support audits across the payment products and services. You will mentor department leaders, ensure policy development, and maintain regulatory compliance with FINCEN, NACHA rules, and related standards.

You will partner with Fraud and Product teams to implement robust KYC/OFAC controls, oversee licensing and audits, and drive continuous improvement in risk management and regulatory adherence.