Sr. Specialist Credit Analyst Project Finance

Spencer Ogden; United States; On-site; USD 80,000 - 120,000; Full time

Job summary

A finance company in the United States seeks a Mid-Senior level candidate for credit analysis in Project Finance with a focus on Renewable Energy. Candidates should have an undergraduate degree in a related field and at least three years of relevant experience. Responsibilities include loan application preparation and ongoing monitoring of financial performance. Proficiency in financial modeling is required. Full-time position with a dynamic team environment.

Qualifications

• Minimum three years of experience in project/structured finance analysis at a bank focused on renewable/conventional energy financing.
• Experience in financial modeling, especially cash flow projections.
• Ability to work independently in a small team.

Responsibilities

• Perform credit analyses and prepare loan applications for Project Finance/Structured Credit customers.
• Monitor credit quality of the assigned Project Finance portfolio.
• Prepare and assess credit reports and loan reviews for customers.

Skills

Analytical skills

Communication skills

Financial modeling

Proficiency in business software

Education

Undergraduate degree in business, finance, accounting, economics, and/or MBA/CFA

Tools

Financial databases

Job description

Overview

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Responsibilities

• Perform credit analyses and prepare loan applications for existing and prospective Project Finance/Structured Credit customers of the bank.
• Independent and pro-active monitoring of credit quality of assigned Project Finance portfolio and ensure compliance with internal and external regulations.
• Prepare credit analyses and loan reviews for Project/Structured Finance customers, including bilateral and syndicated transactions with special focus on Renewable Energy Finance.
• Assess historical and projected financial and operational performance of borrowers, and identify property, portfolio, structural, or legal issues related to a specific transaction including rating.
• Prepare credit reports for new loan facilities and process renewals and amendments for existing facilities, including review of financial models, technical and other consultants’ reports, and preparation of rating.
• Monitor operating and financial performance of borrowers on an ongoing basis and prepare regular monitoring reports. Ensure observance and timely fulfillment of financial and operational reporting requirements.
• Maintain all accounts, records, files and reporting in compliance with regulatory guidelines and the Bank’s policies and procedures.
• Cooperate with Marketing counterparts in structuring and due diligence of transactions to mitigate risk and ensure compliance with the Bank’s risk and lending guidelines.
• Communicate effectively with Marketing officers, Management, Head Office and other branches of the Bank.
• Follow major trends in the assigned projects’ industries and support Head Office in preparing annual industry reports or relevant Project Finance portfolio reports.
• Contribute to product development and any required special reports or projects.

Requirements/Qualifications

• Undergraduate degree in business, finance, accounting, economics, and/or MBA/CFA. Formal bank credit training program or commensurate experience.
• At least three years of experience in project/structured finance analysis at a bank, ideally with a focus in renewable/conventional energy financing.
• Proficiency in current business software tools and the ability to access and research financial databases and internal management information systems. Experience in financial modeling, especially cash flow projections.
• Good analytical skills, strong written and verbal communication skills.
• Ability to work independently in a small team.
• Additional language skills (especially German or Spanish) are welcome.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

Industries

• Services for Renewable Energy