VP, Data Science - Credit Risk Analytics & GenAI

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase & Co. seeks a Vice President, Data Scientist – Credit Risk to join the Chase 360 team in Wilmington. You will turn rich payment and customer data into insights that influence lending strategy and risk decisions.

The role partners with Risk leaders to quantify tradeoffs and monitor emerging risks in a fast-paced environment. You will leverage cross-LOB data to support credit models, while driving GenAI-enabled improvements across the analytics lifecycle and staying ahead of

Qualifications

• Advanced degree in statistics, econometrics, or related quantitative field.
• Minimum 5+ years of risk management or quantitative experience, or 7+ years with BS.
• Deep expertise in Consumer Financial Services.
• Strong Python and SQL skills with ability to model and analyze risk.
• Strategic, commercial mindset with clear metrics and ROI focus.
• Ability to synthesize diverse information and present actionable recommendations.
• Excellent written and verbal communication to technical and non-technical audiences.
• Ability to manage multiple priorities and tight timelines.

Responsibilities

• Shape how JPMorgan Chase understands and manages credit risk at scale.
• Turn payment and customer data into insights guiding lending strategy and risk decisions.
• Partner with senior Risk leaders to answer high-impact questions and monitor emerging risks.
• Modernize analytics lifecycle and identify GenAI opportunities for step-change improvements.
• Deliver executive-ready narratives with insights, recommendations, and tradeoffs.
• Collaborate with cross-functional stakeholders to translate questions into analytical solutions.

Skills

Python

SQL

Strategic thinking

Synthesis

Analytical skills

Communication

Project prioritization

Risk analytics

Education

Advanced degree in statistics/econometrics or related field

BS with 7+ years relevant experience

Job description

JPMorgan Chase & Co. seeks a Vice President, Data Scientist – Credit Risk to join the Chase 360 team in Wilmington. You will turn rich payment and customer data into insights that influence lending strategy and risk decisions.

The role partners with Risk leaders to quantify tradeoffs and monitor emerging risks in a fast-paced environment. You will leverage cross-LOB data to support credit models, while driving GenAI-enabled improvements across the analytics lifecycle and staying ahead of