VP, Credit & Growth Strategy Analytics (Fintech)

Analytic Recruiting Inc.; Detroit (MI); On-site; USD 180,000 - 300,000; Full time

Job summary

Analytic Recruiting Inc. is seeking a VP of Analytics to own the analytics agenda for profitable growth in a fintech SMB lender. You will expand approvals, conversion and revenue while balancing losses, leading a global team across onshore and offshore locations.

The role requires 15+ years in financial services analytics, a strong risk management foundation, and hands-on Python/SQL/Excel skills with an AI-forward mindset. You will influence senior leaders and shape growth and unit economics.

Qualifications

• 15+ years in Financial Services or FinTech credit and growth analytics.
• Deep foundation in risk management analytics: underwriting, portfolio monitoring, collections and forecasting.
• 8+ years leading analysts, including onshore and offshore teams.

Responsibilities

• Own the analytics agenda for profitable growth across approvals, conversion, and revenue while controlling losses.
• Identify growth opportunities via credit-box expansion, risk-based pricing, and portfolio strategy.
• Partner with Product, Finance, Sales and Underwriting on analytics and hypothesis testing with A/B frameworks.
• Collaborate with Sales and Product to improve funnel conversion from lead to funding.
• Work with Technology to deploy analytics strategies into production.
• Deliver portfolio health view with early-warning monitoring across underwriting and collections.
• Own loss and revenue forecasts to guide growth and investment decisions.
• Lead a global team of analysts across onshore and offshore locations.
• Champion AI-forward working using AI tools and LLMs to speed up analysis.

Skills

Python

SQL

Excel

Leadership

AI/LLMs

Education

Master's in quantitative field

Tools

Claude/Claude Code

Job description

Location: Michigan office preferred; New York considered

Reports to: Chief Data & Analytics Officer

Team: Global team of 7–10 analysts (onshore and offshore)

Leading Fintech SMB lender is seeking a VP of Analytics to own the analytics agenda for profitable growth in their small-business lending business. You'll find ways to expand approvals, conversion and revenue while keeping credit losses within appetite. They need a leader who thinks about how to grow the business, not only how to reduce losses,

What you'll do

• Own the analytics agenda for profitable growth: expand approvals, conversion and revenue while managing credit losses within risk appetite.
• Find and size growth opportunities through credit-box and approval-rate expansion, risk-based pricing, loan-amount and line strategy, and renewals.
• Partner with Product, Finance, Sales and Underwriting on analytics and hypothesis testing. Build champion/challenger and A/B testing frameworks tied to unit economics and profit per funded deal.
• Work with Sales and Product to improve funnel conversion from lead to application to funding.
• Partner with Technology to put winning strategies into production.
• Deliver a clear view of portfolio health, with early-warning monitoring across underwriting, portfolio performance and collections.
• Own accurate loss and revenue forecasts that inform growth and investment decisions.
• Lead, develop and scale a global team of 7–10 analysts across onshore and offshore locations.
• Champion an AI-forward way of working, using AI tools and LLMs (e.g., Claude/Claude Code) to speed up analysis and decisioning.

What you'll bring

• 15+ years in Financial Services or FinTech credit and growth analytics, with a track record of growing a portfolio, approval rates or revenue while holding losses.
• A deep foundation in risk management analytics: underwriting, portfolio monitoring, collections and forecasting.
• 8+ years leading analysts, including onshore and offshore teams.
• A Master's degree in Mathematics, Statistics, Physics, Engineering or a related quantitative field.
• Hands-on skills in Python, SQL and Excel.
• An AI-forward mindset, with practical experience using AI tools and LLMs in analytics work.
• The ability to influence senior leaders and frame decisions in terms of growth, risk and unit economics.

Preferred

• Commercial or small-business lending experience (working capital, MCA, term loans, lines of credit).
• Concrete examples of approval lifts, revenue or profit gains achieved without raising risk.
• Experience with alternative and cash-flow data in underwriting.