VP, Credit Card Growth & Strategy

Andrews Federal Credit Union; Washington (District of Columbia); On-site; USD 180,000 - 280,000; Full time

Job summary

Andrews Federal Credit Union is seeking a Vice President, Credit Card Portfolio to lead growth, profitability, and strategic direction of the credit card line. You will own portfolio performance including new accounts, activation, spend, balances, and credit quality, while driving cross-functional initiatives across Marketing, Risk, Finance, Operations, and Product.

The role requires 10+ years in credit card portfolio management and strong executive leadership skills to guide analytics,

Qualifications

• 10+ years of progressive experience in credit card portfolio management, consumer lending, payments, or retail banking.
• Bachelor’s degree required; advanced degree preferred.
• Demonstrated success growing a credit card portfolio within a credit union, regional bank, or similar-sized financial institution.
• Strong experience with portfolio analytics, P&L management, forecasting, segmentation, and growth strategy.
• Experience leading cross-functional initiatives across Marketing, Risk, Finance, Operations, and Product.
• Executive-level communication and leadership skills.

Responsibilities

• Develop and execute a credit card growth strategy to increase penetration, new accounts, and spend while improving profitability.
• Own portfolio performance including activation, spend, balances, and credit quality.
• Lead acquisition channels and optimize approval rates, activation, and cost of acquisition.
• Drive activation and engagement strategies to improve first-use and loyalty.
• Develop initiatives to increase purchase volume, wallet share, and average spend per active account.
• Oversee portfolio analytics and forecasts to identify growth opportunities.
• Collaborate with Risk to monitor delinquency, losses, and credit quality indicators.
• Partner with Marketing to assess campaign ROI and impact on conversion and retention.
• Build executive dashboards tracking portfolio growth and profitability; present to leadership and Board.

Skills

Credit card portfolio management

P&L management

Executive leadership

Forecasting & analytics

Education

Bachelor’s degree

Advanced degree

Tools

Forecasting tools

Dashboarding tools

Job description

Andrews Federal Credit Union is seeking a Vice President, Credit Card Portfolio to lead growth, profitability, and strategic direction of the credit card line. You will own portfolio performance including new accounts, activation, spend, balances, and credit quality, while driving cross-functional initiatives across Marketing, Risk, Finance, Operations, and Product.

The role requires 10+ years in credit card portfolio management and strong executive leadership skills to guide analytics,