New York, United States | Posted on 05/24/2026
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Job Description
Job Title: VP (Senior) Credit Analyst
Summary: This position is a Temporary position. The candidate is targeting on the review and analysis of credit transactions and other general work.
Department/Team: Credit Approval
Responsibilities
- Prepare credit reports with special attention on information integrity, analytical quality and credit merits.
- Joint due diligence vetting, structuring and analysis on potential transactions.
- Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of the Consumer and Industrial team prior to CAC.
- Present and defend cases in the CAC and CMC, where applicable.
- Prepare approval form, including any conditions precedent ("Cr, or prerequisite") to the credit approval.
- Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items).
- Post disbursement - prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
- Post disbursement - attend to all audit, loan review and regulatory requirements.
- Support Credit MIS including portfolio analysis and periodic reporting.
- Support credit policies, procedures, and training.
- Other requirements may arise as per the growth of the portfolio.
Education and Experience Requirements
- 4 - 7 years of U.S. Commercial credit risk management experiences
Skills and Knowledge
- Demonstrated originations capability across multiple product lines.
- Experienced in task planning, delegation, progress monitoring and evaluation.
- Experienced in problem identification and solving.
- Experienced in handling and prioritizing multiple tasks.
- Familiar and experience with MS Office system (especially PPT, Excel, Word, etc.)
- Excellent communication and writing in a business environment.
- Detail oriented with ability to manage time appropriately.