Credit Manager NYC

PGM Tek; New York (NY); On-site; USD 100,000 - 130,000; Full time

Job summary

PGM Tek in New York is seeking an individual to supervise the NYR Region Credit Department. You will manage credit proposals, respond to auditor inquiries, and ensure compliance with policies.

Applicants should have a Bachelor’s degree and at least 10 years of related experience. Advanced English is required, with knowledge of Chinese preferred. This role involves training staff and reporting to the Loan Committee.

Qualifications

• 10 years of related experience and/or training required.
• Must have advanced English language skills.
• Proficient Chinese language is a plus.

Responsibilities

• Supervise the NYR Region Credit Department.
• Review and endorse credit proposals.
• Handle inquiries from auditors and regulators.

Skills

Language Skills

Analytical Skills

Problem Solving

Interpersonal Skills

Written Communication

Education

Bachelor's degree

Tools

Bank software

Job description

New York, United States | Posted on 01/07/2026

Welcome to PGMTEK, Inc where we help candidates find the opportunities that best match with their career goals.

Job Description

Summary/Objective

Responsible to supervise NYR Region Credit Department (the “Department”), review and endorse credit proposals, and handle inquiries from auditors, regulators and headquarters.

Essential Functions

Direct the workflow of the Department and monitor the turnaround time of each project.

Review credit proposals to ensure the analysis is complete and the proposals comply with policy & procedure.

Approve new loan applications and annual loan reviews (as applicable), jointly with the Deputy CEO of Frontline, as per the Delegated Lending Authority set forth in the Credit Manual, Vol. 1.

Review real‑estate appraisal and environmental reports during the loan application process.

Recommend (or approve, as applicable) commercial loan and trade service transactions (collateral, customer rating, facility rating, credit limit, loan agreement and loan advances) in the GCMS system.

Delegate staff to review loan documents prior to execution and loan closing, to ensure accuracy and compliance with approved terms and conditions and Bank policy.

Co‑coordinate the loan reviews conducted by external loan reviewers and auditors; and handle queries.

Supervise weekly, monthly and quarterly reporting to Headquarter. Monitor and report the status of classified loans monthly to the Loan Committee.

Handle loan recovery actions; and coordinate with attorneys as necessary.

Supervise the NYR Credit Department staff.

Provide training to Credit staffs internally and via outside professional development platform within the Bank's budget.

Perform other related duties and assignments as required.

Competencies

Language Skills. Ability to read and interpret documents (such as operating and procedure manuals); ability to write routine reports and correspondence; and ability to speak effectively to employees of the organization.

Mathematical Skills. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

Computer Skills. To perform this job successfully, an individual should have knowledge of the software used by the bank.

Must be well organized and have excellent proof-reading ability.

Position requires independent judgment and performance of high-level tasks.

Analytical – synthesize complex or diverse information; collect and research data; and use intuition and experience to complement data.

Problem Solving – gather and analyze information skillfully; and develop alternative solutions.

Interpersonal Skills – be able to deal with customers and co‑workers effectively under pressure and sensitive situations.

Oral Communication – speak clearly and persuasively in positive or negative situations; and listen to and seek clarification.

Written Communication – write clearly and informatively.

Teamwork – exhibit objectivity and openness to others' views.

Ability to perform services in person from a Bank office or Branch to, among other things, access the Bank’s computer systems and engage in an interactive environment with co‑workers.

Supervisory Responsibility

Carry out supervisory responsibilities in accordance with the organization's policies and applicable procedures.

Required Education and Experience

• Bachelor's degree (BA) from a four‑year college or university.
• 10 years of related experience and/or training.
• Equivalent combination of education and experience.

Additional Qualifications

None.

Language/Communication Skills

Must have advanced English language skills. Proficient Chinese language is a plus.

Physical Demands

This is largely a sedentary role, requiring use of typical office equipment such as a computer, laptop and cell phones. Work is completed in person in an office environment. Walking around the office and talking to employees and supervisors is also required.

Appropriate reasonable accommodations that do not cause undue hardship will be made to enable qualifying individuals with disabilities to perform the essential functions of the job.

Travel Requirements

Some travel for site inspections and seminar training might be required.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. It is understood and agreed that the employee may be required to perform additional duties as assigned by the employee’s supervising manager.

• Owns the risks they take and are responsible and accountable for ongoing management of risks, including the identifying, measuring, monitoring, assessing (self‑assessment) and reporting risk exposure proactively to senior management.