VP Consumer Relationship Manager

First Financial Bank; Pemberton (NJ); In loco; USD 65.000 - 90.000; Tempo pieno

Descrizione del lavoro

First Financial Bank in Magnolia, TX is seeking an experienced Consumer Lending Officer to manage direct consumer and Home Equity loans, ensuring quality and profitability while promoting strong customer relations.

You will assess credit requests, adhere to lending policies, and participate in the bank's Customer Service First program, collaborating with management to grow quality lending and depository relationships.

Competenze

• Minimum 5 years of consumer lending experience plus a Finance-related bachelor's degree.
• Excellent communication and interpersonal skills required.
• Experience in consumer and retail lending, marketing, and management.

Mansioni

• Make direct consumer and Home Equity loans that meet bank standards for safety and profitability; promote strong customer relations and develop quality new business.
• Responsible for the sound extension or denial of credit to customers seeking loans on a direct basis and for terms extended.
• Work guided by the bank’s policies, procedures and lending limits.
• Participate actively in Customer Service First sales and service culture and uphold company policies and procedures.

Conoscenze

Communication skills

Formazione

Bachelor's degree in Finance or related field

Descrizione del lavoro

Address

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Magnolia, Texas, United States

SCOPE/CONTACTS:

Incumbent has frequent contact with directors, top management, employees and community leaders. Performs business development activities in retail market area. This officer must represent the bank in a variety of social and business events.

ESSENTIAL FUNCTIONS:

• To make all types of direct consumer and Home Equity loans which are consistent in quality to satisfy Bank standards for safety and profitability; to promote good customer relations; and to seek and develop quality new business including profitable depository accounts.
• Incumbent is responsible for the sound extension or denial of credit to customers seeking loans on a direct basis and is accountable for the terms extended on such credit.
• This position is guided by the Bank’s policies, procedures and lending limits.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS:

• This position requires a minimum of five years of Consumer Lending experience and a bachelor’s degree in Finance or related field.
• Excellent communication and human relation skills also required.
• Incumbent should be seasoned in consumer and retail lending, marketing, and management.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)